Page 33 - Personal Finance
US Diversity Visa: 55,000 green card slots open for 2026, apply by Nov 5
The DV lottery focuses on countries with low immigration rates to the US, and successful applicants are granted permanent residency
 "US Diversity Visa: 55,000 green card slots open for 2026, apply by Nov 5")
19 family members dupe Maharashtra brothers of Rs 1 crore in crypto scam
Maharashtra police have booked 19 family members for allegedly scamming two siblings out of over Rs 1 crore in a cryptocurrency fraud, promising returns of up to 12 times on their investments
 "19 family members dupe Maharashtra brothers of Rs 1 crore in crypto scam")
FDs for senior citizens: 12 private banks offer 8% and above interest rates
Many private banks in India such as RBL Bank, SBM Bank India, and IndusInd Bank, are currently offering FD interest rates of over 8%
 "FDs for senior citizens: 12 private banks offer 8% and above interest rates")
Finance ministry releases new norms for handling delayed tax refund claims
You will no longer need to approach higher authorities even if the tax amount increases
 "Finance ministry releases new norms for handling delayed tax refund claims")
UK waiters to take home more cash as 'tipping laws' come into force
Under the new law, employees can take legal action through employment tribunals if their employer keeps any part of their tips
 "UK waiters to take home more cash as 'tipping laws' come into force")
Mumbai realty registrations top 1 lakh in 2024; fastest pace in a decade
Properties priced at Rs 2 crore and above made up 23 per cent of registrations in September 2024, up from 18 per cent in September 2023
 "Mumbai realty registrations top 1 lakh in 2024; fastest pace in a decade")
47.8 million immigrants in US, most from Mexico and India: Report
According to Pew Research Centre report, Mexico, China, and India are among the top birthplaces for immigrants residing in the US
 "47.8 million immigrants in US, most from Mexico and India: Report")
20% TDS on mutual fund repurchases removed: Key tax changes from Oct 1
Tax Deducted at Source (TDS) is a tax collection method where tax is deducted directly from the income source before it reaches the recipient
 "20% TDS on mutual fund repurchases removed: Key tax changes from Oct 1")
Your face could be your boarding pass: India plans biometric for foreigners
Currently, the DigiYatra service is only available for domestic travellers in India at select airports
 "Your face could be your boarding pass: India plans biometric for foreigners")
Only 1 in 4 recognise heart condition symptoms: India Wellness Index 2024
Corporate employees saw a 7% drop in financial awareness, a 7% decline in influence, and a 9% drop in access to financial infrastructure, according to ICICI Lombard's India Wellness Index 2024
 "Only 1 in 4 recognise heart condition symptoms: India Wellness Index 2024")
Timely car insurance renewal: Why it is crucial for every vehicle owner
Driving without valid insurance can invite heavy fines or even legal action
 "Timely car insurance renewal: Why it is crucial for every vehicle owner")
Activated 20,000 SIM cards! Uttarakhand man helped run cyber scams in China
The accused had activated over 20,000 SIM cards, which were then sold to criminals not only in India but also in countries such as China, Thailand, Cambodia, Myanmar, Vietnam, and Malaysia
 "Activated 20,000 SIM cards! Uttarakhand man helped run cyber scams in China")
New Zealand hikes tourist, student, work visa fee by up to 60% starting Oct
Student visa applicants will see the biggest change, with the fee rising from NZ$300 to NZ$485
 "New Zealand hikes tourist, student, work visa fee by up to 60% starting Oct")
October 2024: From TDS to saving schemes, 13 changes that will impact you
From new Aadhaar card rules to updates in tax deductions, here's what you need to know about the key financial changes happening this month
 "October 2024: From TDS to saving schemes, 13 changes that will impact you")
US adds 250,000 new visa slots for Indians: Here's how you can benefit
Currently, at least six million Indians hold nonimmigrant visas to visit the United States, with the US Mission in India issuing thousands more each day
How does credit card interest rate work & how to get a lower rate?
By improving credit scores, negotiating better terms, and utilising smart payment strategies, you can significantly reduce credit card costs and avoid falling into debt trap
 "How does credit card interest rate work & how to get a lower rate?")
Denmark, Switzerland, & more: Top countries that offer best quality of life
To determine the 2024 rankings, US News & World Report, WPP, and the Wharton School surveyed people from around the world between March 22 and May 23, 2024
 "Denmark, Switzerland, & more: Top countries that offer best quality of life")
Avoid debt trap after taking education loan: What students must be wary of
If you take an education loan and can't secure a job after completing your studies, it can lead to serious financial stress
 "Avoid debt trap after taking education loan: What students must be wary of")
'Deny visas to Indians until they take back illegal entrants': UK leaders
UK's former immigration minister Robert Jenrick has called for tougher visa restrictions, singling out India
 "'Deny visas to Indians until they take back illegal entrants': UK leaders")
India to give 100,000 free visas to foreign tourists: What you must know
The free visa offer is part of the Ministry of Tourism's new "Chalo India" campaign
 "India to give 100,000 free visas to foreign tourists: What you must know")