Page 4 - Latest Updates on Personal Loan
A snapshot of personal loan rates offered by various firms with details
Here's how personal loan interest rates offered by various banks stack up
Personal loan offtake rose in fiscal year 2021, industrial loans contracts
The bank credit scenario in the country witnessed a sharp contrast in terms of sectoral credit offtake in FY21
 "Personal loan offtake rose in fiscal year 2021, industrial loans contracts")
Personal loans: Keep your EMIs at less than 50% of your after-tax pay
If you are thinking of availing of a personal loan, here are some steps you can take to improve your chances of getting it
 "Personal loans: Keep your EMIs at less than 50% of your after-tax pay")
A snapshot of personal loan rates offered by various firms with details
Here is how the personal loan rates offered by various firms stack up
A snapshot of personal loan rates offered by various firms with details
Here's how the personal loan rates offered by various companies stack up
A snapshot of personal loans offered by various banks and other details
Here is how the personal loan rates offered by various banks stack up
A snapshot of personal loan rates offered by various banks with details
Here's how the personal loan rates offered by banks stack up
A snapshot of personal loan rates offered by various banks with details
Here is how the personal loan rates offered by various banks stack up
Need emergency money? Easy access makes personal loans attractive
Here is how the personal loan rates offered by various banks stack up
 "Need emergency money? Easy access makes personal loans attractive")
It's a better option to take advance EPF than a loan during tough times
The usual advice is that one should not withdraw from their EPF account because it hurts the retirement corpus
 "It's a better option to take advance EPF than a loan during tough times")
Need cash? Loan against fixed deposits is cheaper than a personal loan
Here is how the rares of loan against fixed offered by various banks stack up
 "Need cash? Loan against fixed deposits is cheaper than a personal loan")
Need cash? Medical personal loans can help tide over coronavirus crisis
Your existing bank will give this loan, and rates may be better
 "Need cash? Medical personal loans can help tide over coronavirus crisis")
For personal or credit card loans, it's time to scout for good rates
You can raise cheaper personal loans online to repay unsecured loans. For home loans, banks are taking documents online, but property verification may take time
 "For personal or credit card loans, it's time to scout for good rates")
Planning to take a personal loan? Existing loans impact borrowing capacity
Your credit score and the company you work for also have an effect
 "Planning to take a personal loan? Existing loans impact borrowing capacity")
Need personal loan? Maintain high credit score to get better interest rate
Those having a score of above 750 are offered better rates on personal loans
 "Need personal loan? Maintain high credit score to get better interest rate")
Need cash now? Avoid taking a personal loan for discretionary purchases
Use them only for emergencies or to repay higher interest loans
Planning to take a personal loan? Do not over-leverage this festive season
Here is how the personal loan rates offered by various banks stack up
 "Planning to take a personal loan? Do not over-leverage this festive season")
Banks target weaker borrowers as credit growth slips: Why it's a risky bet
Unsecured loans can only offer banks a temporary shelter during a downturn in collateralised credit
 "Banks target weaker borrowers as credit growth slips: Why it's a risky bet")
Planning to take a personal loan? Strike a balance between EMI and tenure
Avoid personal loans. But if taken out of necessity, get rid of them quickly
 "Planning to take a personal loan? Strike a balance between EMI and tenure")
Points you must consider before applying for instant online loans
It's best to stay away from instant online loans; there could also be hefty pre-payment penalties
 "Points you must consider before applying for instant online loans")