Page 33 - Latest Updates on Reserve Bank of India
Household debt up, but India still lags emerging-market economies: RBI
India's household debt remains below emerging market peers, with non-housing retail loans forming the bulk of borrowings, RBI says in its Financial Stability Report
 "Household debt up, but India still lags emerging-market economies: RBI")
Bank credit growth slows to 9.8% in May as NBFC, retail lending dips
Bankers said besides subdued activity in the first quarter, the slowdown could be attributed to a high base effect and muted growth across segments, including retail
 "Bank credit growth slows to 9.8% in May as NBFC, retail lending dips")
Bank GNPAs fall to multi-decade low of 2.3% in March, may rise by FY27: RBI
It can be noted that dud assets have been one of the most challenging part for the banking system for a large part of the latter part of the previous decade
 "Bank GNPAs fall to multi-decade low of 2.3% in March, may rise by FY27: RBI")
Indian financial system resilient amid global uncertainty: RBI report
RBI Governor says financial stability is essential for growth, urges vigilance as global structural shifts make policymaking harder amid trade fragmentation, climate risks, and geopolitical tensions
 "Indian financial system resilient amid global uncertainty: RBI report")
Bank credit growth slows to 4.9% during fortnight ended May 30: RBI
The RBI has released the data on sectoral deployment of bank credit for May 2025 collected from 41 select scheduled commercial banks
 "Bank credit growth slows to 4.9% during fortnight ended May 30: RBI")
Moody's expects infra credit revival as RBI eases provisioning norms
The Reserve Bank of India, in its final guidelines, eased project loan rules and cut provisioning burden on banks to 1%, instead of the earlier proposed 5%
 "Moody's expects infra credit revival as RBI eases provisioning norms")
Global lenders may push back on RBI's offshore swap reporting plan
Complying with the Reserve Bank of India's directive could raise concerns about client confidentiality and lead to jurisdictional complications with other monetary authorities
Watershed moments: Introduction of RBI's flexible inflation targeting model
FIT model set to be reviewed amid call for excluding food inflation
 "Watershed moments: Introduction of RBI's flexible inflation targeting model")
FM Nirmala Sitharaman nudges public sector banks to push credit growth
After slipping to 12% in FY25, loans growth has fallen below 10%
 "FM Nirmala Sitharaman nudges public sector banks to push credit growth")
India's external debt rises to $736 billion, 19.1% of GDP, says RBI
Short-term debt to total debt ratio dips to 18.3
 "India's external debt rises to $736 billion, 19.1% of GDP, says RBI")
States, UTs may borrow ₹2.87 trn via govt securities in Q2, says RBI
Bond market participants said that the borrowing amount for both state government securities and T-bills was tad lower than the expected
 "States, UTs may borrow ₹2.87 trn via govt securities in Q2, says RBI")
India's economy to hold top spot for growth, but weaknesses remain: Poll
Private sector spending is still trailing far behind, and analysts generally agree the economy is still failing to create enough quality jobs for its large young population
 "India's economy to hold top spot for growth, but weaknesses remain: Poll")
High input costs weighed on profit margins in FY25, says RBI study
The OPM of manufacturing firms moderated by 20 basis points (bps) from 14.4 in Fy24 to 14.2 per cent in Fy25
 "High input costs weighed on profit margins in FY25, says RBI study")
Looking to buy a home? Check out the best home loan rates available today
Here is an overview of the best home loans available from both public and private sector banks available for prospective buyers
 "Looking to buy a home? Check out the best home loan rates available today")
RBI extends trading hours of call money, repo, tri-party repo markets
Central bank extends interbank call money hours to 7 pm from July and repo, TREP market hours to 4 pm from August
 "RBI extends trading hours of call money, repo, tri-party repo markets")
RBI bulletin: India's economic activity 'resilient' amid global flux
Trade policy outcomes in July, after the temporary tariff hiatus is over, and the future course of geopolitical events would likely shape the medium-term economic prospects
RBI extends interbank call money market timings by 2 hours from July 1
The revised timings for the call market will be 9:00 a.m. IST to 7:00 p.m. IST
RBI's surplus fund withdrawal set to dampen money market sentiment
The Reserve Bank of India will conduct a seven-day variable rate reverse repo (VRRR), for Rs 1 trillion ($11.64 billion) on Friday, its first such operation since November-end
RBI to conduct seven-day VRRR auction on Friday to mop up liquidity
The average liquidity surplus in the system over the past two weeks-reflected by the daily absorption by the RBI-was around Rs 2.5 trillion
PSL norm easing provides limited room for SFBs to make gains: CareEdge
RBI cuts priority sector lending target for Small Finance Banks from 75 to 60 per cent starting FY26, easing compliance burden but offering limited short-term profit