Indian Banks

Indian banks resume gold, silver imports after month-long halt over 3% levy

The resumption is expected to boost the country's gold imports, widen ‌the trade deficit and put more pressure on the rupee, which is among Asia's worst-performing currencies this year

Updated On: 12 May 2026 | 2:56 PM IST

Indian Bank sees ₹4,000-6,000 crore ECL impact, plans QIP in Q3 FY27

Indian Bank plans a qualified institutional placement in Q3 FY27 to absorb the impact of RBI's expected credit loss framework coming into effect from April 2027

Updated On: 07 May 2026 | 12:48 AM IST

Banks expect MSME credit spurt from ECLGS 5.0 amid war shadow on growth

Indian banks relied heavily on MSMEs to drive credit growth in FY26, and were bracing for stress in the segment in FY27 due to the West Asia situation

Updated On: 07 May 2026 | 12:46 AM IST

Indian banks' ROA peaking; NIM pressure to cap gains: McKinsey & Company

Indian banks' ROAs may have peaked at 1.4% in FY25, with declining net interest margins, rising costs and funding pressures expected to limit further profitability gains

Updated On: 05 May 2026 | 10:35 PM IST

'Sell in May' not a good approach in 2026, says tech analyst Ajit Mishra

Nifty may remain rangebound in near-term; investors may prefer a calibrated strategy - staying invested while selectively booking profits in overheated stocks, says Ajit Mishra of Religare Broking.

Updated On: 04 May 2026 | 11:18 AM IST

Plan is to front-load ECL related provisions: Indian Overseas Bank MD & CEO

Indian Overseas Bank plans to front-load ECL provisions while sustaining credit growth, backed by strong retail, MSME, and agriculture lending momentum

Updated On: 01 May 2026 | 11:44 PM IST

Banks dangle 30% raises for dealmakers to meet IPO demand in India

Firms are looking to increase the total number of positions by 15% to 20%, according to estimates by the executive search firms Sheffield Haworth and Native, compared with last year's growth of 18%

Updated On: 21 Apr 2026 | 8:37 AM IST

Indian banks' credit portfolio resilient amid West Asia conflict: CRISIL

Domestic lenders likely to see GNPAs at 2-2.2% in FY27, with MSME segment facing some pressure while corporate and retail portfolios remain stable

Updated On: 17 Apr 2026 | 8:56 PM IST

Bankers see merit in RBI's one-hour e-payment lag despite cost concerns

Bankers support RBI's proposal for delayed digital payments to curb fraud, but flag infrastructure costs and suggest raising the threshold from Rs 10,000 to Rs 25,000

Updated On: 12 Apr 2026 | 11:35 PM IST

Banks exit bulk of rupee arbitrage positions ahead of RBI deadline

RBI imposed limits on banks on ‌March 27, directing them to cap their net open positions in the rupee in the onshore market at $100 million, requiring that they comply by April 10

Updated On: 10 Apr 2026 | 7:48 AM IST

RBI proposes scrapping IFR, allows quarterly profit inclusion in CRAR

Banks could see Rs 35,000 - Rs 40,000 crore freed up of IFR corpus through reversal

Updated On: 08 Apr 2026 | 10:39 PM IST

Banks' Q4FY26 performance may be stable amid global uncertainties

Stress may show up in MSME portfolio of banks going forward, brokerage say

Updated On: 06 Apr 2026 | 11:13 PM IST

Banks' supervisory data quality index inches up to 90.9 in December

RBI data shows sDQI for scheduled commercial banks rises to 90.9 in December 2025, with gains in accuracy and consistency but some decline in completeness and timeliness

Updated On: 31 Mar 2026 | 5:02 PM IST

Window dressing of accounts: A common March-end ritual for many banks

Ever wondered why banks' advances and deposits spike in the last few days of March - only to drop soon after?

Updated On: 29 Mar 2026 | 9:31 PM IST

HDFC Bank chairman's resignation puts bank governance in spotlight

The next round of appointments to private bank boards following Atanu Chakraborty's resignation as HDFC Bank chairman will be subject to intense scrutiny by the RBI

Updated On: 26 Mar 2026 | 10:36 PM IST

Indian Bank raises ₹5,000 crore through 10-year infra bond at 7.15%

State-run Indian Bank on Monday said it has raised Rs 5,000 crore through a 10-year, long-term infrastructure bond issue at a coupon rate of 7.15 per cent. The lender received two bids for a cumulative amount of Rs 3,100 crore at 7.13 per cent coupon, two bids each for a cumulative value of Rs 4,100 crore and Rs 5,050 crore, at a coupon rate of 7.14 per cent and 7.15 per cent, respectively, market sources said. Additionally, the bank received one bid for a cumulative amount of Rs 5,075 crore, market participants added. The bank planned to raise Rs 5,000 crore, including Rs 3,000 crore in the greenshoe option. The bonds have been rated 'AAA' with 'Stable' outlook by CARE and CRISIL. Pay in and allotment of the bonds will take place on March 24. Pay in is the date when investors and the issuer exchange bonds and money.

Updated On: 23 Mar 2026 | 2:08 PM IST

RBI's reassurance on HDFC Bank: What are systemically important banks?

RBI reassures on HDFC Bank after board exit, highlighting its D-SIB status and strong governance while explaining why systemically important banks are key to financial stability

Updated On: 19 Mar 2026 | 1:37 PM IST

Credit growth rises to 14.5% in Feb 28 fortnight; deposits expand 12%

Bank credit growth accelerated to 14.5% year-on-year in the fortnight ended February 28, while deposit growth strengthened to nearly 12%, according to RBI data

Updated On: 13 Mar 2026 | 11:45 PM IST

SBI in talks with Japanese lenders for acquisition financing: C S Setty

It has nearly ₹1 trn capacity to lend towards this segment; bank to file prospectus with Sebi by March for SBI MF IPO

Updated On: 20 Feb 2026 | 7:18 PM IST

DFS secy urges stronger BC ecosystem, better services and process upgrades

M Nagaraju highlighted the vital role of Business Correspondents in last-mile banking, urging continuous process improvement, service expansion and enhanced digital oversight to meet customer needs

Updated On: 17 Feb 2026 | 8:05 PM IST