 "cash")
Even as banks continue to focus on retail (to individuals) loans, as they keep away from large corporates due to poor credit quality, a study has found an uptick in non-performing assets (NPAs) across many sub-segments of small loans in the year to March 2017.
Education loans and commercial vehicle loans reported one of the biggest spikes in the proportion of NPAs, while the auto segment saw a dip in bad loans, says a report by credit information company Crif High Mark.
The housing loan portfolio of banks as a whole clipped at 18.27 per cent in fiscal 2017, but the gross
