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Switching to repo-linked home loans? Five things you need to know

You will gain from their transparency

Topics
Home Loan

Sanjay Kumar Singh 



Secondary loan mkt may completely change India's banking landscape: Experts

  • Repo rate linked of players that have launched this product are lower than their MCLR-linked rates
  • Old borrowers on MCLR-linked should enquire with their banks how they can shift to its repo-rate linked loan
  • Borrowers will have to apply themselves. The banks won’t shift them automatically
  • If their bank is not ready to shift you, consider shifting to another one
  • The primary reason for shifting to these is that they are more transparent. The borrower’s rate will change from the next month


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First Published: Fri, September 20 2019. 13:28 IST

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