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Here is a snapshot of various popular tax saving investment schemes

Choose Section 80C investments based on risk appetite; be mindful of lock-in too

Bindisha Sarang 

Your choice of Section 80C investments, for enjoying deduction of up to Rs 1.5 lakh, should be in line with your financial goals. A large chunk of the Section 80C limit will get filled by your monthly contributions to Employees' Provident Fund (EPF). PPF is a wise choice for investors looking for capital protection and tax-free return.

But it comes with a 15-year lock-in. ELSS works for those looking for higher returns, but willing to tolerate the volatility of equities. NPS is low cost and good for investors with a moderate risk profile.

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First Published: Thu, January 23 2020. 22:37 IST
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