“A banker is a fellow who lends you his umbrella when the sun is shining but wants it back the minute it begins to rain,” -Mark Twain
And it’s true even today. Here is a personal experience to corroborate this. I have a credit card with a credit limit of Rs 5 lakh. I use it only for emergencies. My credit card issuer had provided a facility whereby I could voluntarily lower the limit online to reduce the impact of any misuse or fraud. I could reset it back up any time. I used this facility to
Disclaimer: These are personal views of the writer. They do not necessarily reflect the opinion of www.business-standard.com or the Business Standard newspaper
