Credit Card

Visa's Sandeep Ghosh to step down as India, South Asia country manager

Ghosh took over the role of country manager from T R (Ram) Ramachandran in March 2022

Businesses can pay customs duty via UPI, cards on ICEGATE portal: CBIC

Businesses can now use UPI, debit or credit cards for paying Customs duty on the ICEGATE portal, the Central Board of Indirect Taxes and Customs (CBIC) has said. The CBIC in a circular said ICEGATE e-Payment platform has enabled 'Payment Aggregator' as an authorised mode to facilitate customs duty payment. ICEGATE essentially functions as the digital backbone of Indian customs and acts as an interface through which importers and exporters file documents, track clearances, and discharge duty payments. While the system has evolved significantly over the time, the payment mechanism remained largely anchored to a limited set of authorised banks and conventional channels such as net banking and NEFT/RTGS. "With the rollout of a payment aggregator on ICEGATE, duty payments are no longer confined to specific banking channels. Businesses can now use UPI, debit or credit cards, and access a significantly wider banking network bringing a greater degree of ease and convenience in making paymen

Income Tax Rules 2026: What changes for credit card users from April 1

New reporting rules and mandatory PAN linkage will transform credit cards into transparent extensions of tax identities

SBI Card's share in credit card spends rises to 17.6% in Apr-Feb 2026

Analysts said the decline in private banks' share was largely driven by contraction among small and mid-sized lenders, while leading private banks broadly maintained their positions

Fintech Pine Labs to launch stablecoin payments outside India, says CEO

Pine Labs does not plan to launch the product in India or China, Rau said

Want travel, shopping rewards or cashback? Top credit cards listed

Travel perks to cashback offers, here's how top credit cards cater to shopping, lifestyle and everyday spending needs

Ticket size squeeze: Average spend per credit card falls 13% to ₹17,060 YoY

The top four banks (HDFC Bank, SBI, ICICI Bank, and Axis Bank) continued to dominate, accounting for 76.5% of total industry spends

No credit history? This FD-backed credit card offers cashback on UPI spends

2026: IDFC FIRST Bank launches Hello Cashback Credit Card, a fixed-deposit-backed offering designed to make credit more accessible for digitally savvy customers, especially young adults aged 18+

Cards in play: Sandeep Ghosh on the opportunity in cash conversion

Despite UPI's dominance, the digital payments game is far from over, Ghosh tells Manojit Saha, pointing to the opportunity that lies in cash conversion

Festival demand, GST 2.0 lifted credit card spend in Apr-Dec FY26

Dec spends rebound to top Rs 2 trillion; 2025 added 7.72 million cards

A fresh transaction: Visa readies India swipe of debit-cum-credit card

Visa plans to bring its dual debit-credit card to India, letting users switch funding sources via a single 16-digit credential, after strong success in Japan

Want a credit card for lifestyle expenses? Check these picks for 2026

From travel rewards to cashback on everyday spends, credit cards are evolving into lifestyle tools

HDFC Infinia credit card trims voucher returns as 5X points drop to 3X

Users of premium card face a sharp dip in loyalty value as company slashes accelerated rewards on its popular lifestyle voucher portal

Trump's proposed credit card interest cap would hit $70 bn market for debt

Credit card debt has already declined as a share of the overall ABS market, making up 9 per cent of total issuance compared with 36 per cent at its peak in 2009, according to data from Morgan Stanley

Standard Chartered Bank won't push standalone credit cards going forward

Bank will focus on multiproduct relationships with individual clients, which is anchored in wealth solutions, and international banking

Trump calls for one-year 10% cap on credit card rates amid cost pressure

The US president said the proposed cap, set to begin on January 20, would stop excessive charges by card issuers, though details on enforcement and industry compliance remain unclear

Sharing your credit card with friend or family? The hidden risks are costly

Voluntarily sharing details with others transfers the entire legal and financial liability to the primary cardholder

How to protect yourself from unsolicited cards, fraudulent transactions

Follow this complaint escalation path: Bank's grievance cell, ombudsman, consumer commission, and then civil or criminal court

Lower credit costs may drive more gains for SBI Cards and Payment Services

SBI Cards is expected to benefit from easing credit costs and improving asset quality, with rising spends and better portfolio performance likely to support stronger growth ahead

Travel insurance worries? These top premium cards give the best benefits

Detailed snapshot of the benefits across top travel cards, helping travellers understand what fits their needs