Credit Card

Swiping your HDFC card for rent or wallets? New charges kick in soon

HDFC credit card users face new charges on rent, wallets, gaming, and utilities from July 1, with tighter reward caps and GST on fees.

Credit card spends rise 18% to ₹1.84 trillion in April, shows RBI data

Credit card spends surged 18 per cent YoY in April but fell 8.7 per cent from March, as issuers remained cautious on new cards due to stress in unsecured portfolios

The credit card reward mirage: High earn rates, low real returns

'It's not how many points you earn, but what they're worth,' says Adhil Shetty, 'as flashy reward rates often hide poor rupee conversion value.'

Amex, HSBC lead foreign banks in net credit card addition in FY25

The two banks added close to 325,000 new credit cards, with the overall banking industry adding 8 million credit cards in FY25

Credit card spends surged to 4-month high of Rs 2 trillion in March

Card addition slows in FY25 following higher risk weight norm

HSBC launches travel rewards: Transfer points to 15 airlines, 5 hotels

HSBC India's new travel rewards programme lets cardholders transfer points to 20 airline and hotel partners at 1:1 ratio. It is available from April 1, 2025, via the HSBC India Mobile App.

Lounge access, 5 per cent cashback: perks of new Tata Neu SBI card

Card offers various schemes to people who frequently use Tata group companies' products and services

Almost 80% of Indians plan to use rewards points for leisure travel: Report

84% of them say they will support local small businesses while visiting a new destination, according online survey by American Express

Cancelling a card: What it will do to your credit history, benefits

If a specific card encourages overspending and leads to mounting debt, cancelling it might help you regain control

Tax planning to blame? Credit card spending hits 7-month low in Feb 2025

February has traditionally seen a slowdown in discretionary spending as consumers prioritize tax planning. Additionally, with major festive spending already concluded

Credit card fintech Scapia raises $40 million in Series B funding round

The company plans to enhance its product offerings, strengthen its team, and accelerate its growth plans

How to convert credit card bill to EMI? Check interest rate, tenure & fees

Some banks may charge a one-time processing fee for converting payment balance into EMIs

Rewards to insurance: SBI, Axis Bank, IDFC change credit card terms

Lenders have announced new policies for ticket vouchers, renewal perks, milestone rewards

Credit card spends at 7-month low in Feb amid stress in unsecured loans

Number of outstanding credit cards stood at 109.31 mn, up from 108.87 mn at the end of January

Credit cards for movie fans: Here is how to pick one for the best rewards

Look for extra reward points or cashback on spending; ensure the card's annual fee is justified by its benefits

Tata Neu HDFC Bank cobranded card surpasses 2 million issuances

Grocery, fuel and utilities are among the top spend categories for the credit card

Forex or credit card? The better option for Indians travelling abroad

A forex card should be for most expenses and credit for emergencies or big-ticket items, say finance experts

Unidentified men hacked credit card details of a doctor: How to stay safe?

A Credit Card Protection plan offers insurance against fraud, covering unauthorised transactions. Some financial institutions also provide reimbursements, ensuring added security for consumers

Top five credit cards for exquisite dining experience in 2025

Do your research and understand the complete list of product offerings before opting for a new card

Axis Bank revises Vistara Credit Card terms & conditions from April 18

Customers will continue earning Maharaja Points on eligible transactions, with validity and redemption as per Air India's Maharaja Club