Insured's dilemma: Should you flout safety norms to get the claim?

A false declaration by the insured could compromise the safety of the buyers to whom the vehicles are sold

Ghatge Patil Hero, which is an authorised dealer for Hero MotoCorp, had insured its stock of motorcycles with New India Assurance. The policy was valid from January 1, 2019, to December 31, 2019.

During the tenure of the policy, there was heavy rainfall due to which the entire city of Sangli was flooded for about eight days from August 6 to 13. The entire stock of 760 brand new unregistered two-wheelers remained submerged under five-six feet of water during this period. Since muddy water went into the engine, transmission, fuel tank, electric system, suspension, and other vehicle parts, all the