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Sumita Kale: Don't undermine the strides made by Jan-Dhan

Paucity of information regarding the progress of financial inclusion in India has been a major challenge. The situation is now changing, with data being made available online, says the writer in the f

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Financial Inclusion

Sumita Kale 

Sumita Kale

A glance at recent media headlines on the Pradhan Mantri Jan-Dhan Yojana (PMJDY) would lead one to think that India's financial inclusion mission is floundering, as a few negative trends that have come out through MicroSave's third round of assessment of the scheme are grabbing all the attention. It is, of course, perfectly rational to stress where the mission is going wrong and where corrections are needed. Yet, in India, and in a mission this size, it is difficult to imagine getting everything right from the very beginning. In fact, there is much to be said about the positive trends that have emerged through the assessments, to get a more balanced picture. More importantly, the assessment of PMJDY should be done within the context of the programme.

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First Published: Tue, May 03 2016. 21:47 IST
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