Credit Score

Inefficiency in MFIs leads to high interest rates: DFS secretary M Nagaraju

DFS secretary M Nagaraju flags a sharp fall in loan accounts and disbursals, urges MFIs to introspect, consolidate operations, and revive passion for financial inclusion

Almost 50% Indians don't check credit score, most believe in myth: Study

Credit Score: 'Structural gap' in financial discipline leads to loan rejection and expensive interest rates, it says

Delhi has best credit score; Pune, Kerala & Chandigarh follow: Study

Online survey by Paisabazaar shows rising awareness among Indians about credit health

Credit score 'negative 1' isn't a crisis: How to improve your ranking

First-time borrowers can build a good credit score by taking steps such as paying bills on time and limiting card usage

Minimising payout on home loan: Boost credit score, prepay, cut tenure

A home loan balance transfer can help move to a lower interest rate

No credit card? Here's how to build a strong credit score without it

It is essential to remember that consistent payment of loan EMIs and managing existing bank accounts responsibly contribute to a stronger credit profile

Late payments? Here's How to set up autopay for your credit card bill

Autopay is a feature offered by many credit card issuers that automatically processes your monthly payment when a new statement is generated

Credit score information stolen? Tips to detect and prevent fraud

If you suspect that you have fallen victim to credit fraud, immediate action is crucial. Contact your bank or lender to report the fraud

Why your credit score is not improving despite timely bill payments

Applying for multiple credit cards or loans in quick succession leads to inquiries about your credit report

Factors That Determine Your Credit Score

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How to improve credit score on low income: Points to keep in mind

By understanding the factors that influence your credit score, leveraging available resources, and maintaining financial discipline, you can build a strong credit profile regardless of your income

What's your credit score? Know how its behaviour affects financial health

Higher frequency of credit data reporting is a win-win for credit bureaus, borrowers and lenders

Why your credit score is not improving despite timely payments: Know more

Each time you take a new credit card or loan or look to refinance an existing loan, the new lender checks about you

One table to know personal loan rates and terms of various companies

If you need a personal loan anytime soon, consider the table by Paisabazaar.com for your needs

Cibil score: How it tracks your credit history, how to improve your record

Reserve Bank of India has mandated all banks to check customers' credit scores for loan or credit card applications.

Update your nominations, review credit report before the year ends

Ensure that loans are properly closed and documents submitted to the lender returned

Risk weight hikes by RBI: Maintaining credit score now more crucial

If you're finding it difficult to secure a personal loan or credit card, be prepared to offer some collateral

Fintech firm CRED's losses widen 5% to Rs 1,357 cr in FY23; income up 251%

The fintech unicorn has seen a rise in its expenses. CRED's total expenses grew by 66 per cent to Rs 2,831.9 crore in FY23 from Rs 1,702.1 crore in FY22

E-commerce, travel transactions drive credit card spends in January

Cross Rs 1 trillion for 11th month in a row

Want to close or cancel your credit card? Here's a step-by-step guide

When you are considering canceling a card, it should be taken into account how the cancellation of your credit card will affect your credit score