If investment review shows decline in international allocation, restore it

Lock into attractive yields being offered by target maturity funds of three-five-year maturity

Investors will sit down in December with their financial advisers to review their mutual fund portfolios. Do-it-yourself (DIY) investors must also conduct this exercise at least once every year.

Volatile year for equities

Investors who entered the equity markets in the bull run of 2020-21 encountered volatility for the first time in 2021-2022. “Such investors would have received a reality check--that volatility is an intrinsic feature of this asset class,” says Ankur Kapur, managing partner, Plutus Capital, a Sebi-registered investment advisory firm.

Equity funds, however, are likely to end the year marginally in the positive territory. Large-cap funds (category average