Maximise reward points by using the right card for your each spend

Beware that on some expenses you could be levied a fee for card usage

While the number of credit card users is growing, not all of them are savvy at maximising the benefits from the reward points they earn. Used smartly, these points can help you meet your regular expenses or purchase a product you have coveted for a long time.

Sanjeev Moghe, president & head, cards & payments, Axis says, “Reward points are a fundamental driver of customer loyalty, specifically in the case of cards.”

Varied reward structures 

Credit cards offer a variety of reward structures. Sachin Vasudeva, director & business head, Paisabazaar, says, “While most cards work on the reward points model,