Personal Finance

Check costs, sub-limits and network restrictions before buying OPD cover

Read the policy wording and understand the sub-limits and network-related issues before purchasing the policy

EPFO exploring new investment options, including startups and AIF: Report

The proposed framework could open the door to startup and private equity exposure, but fund selection, risk limits and approval will determine how EPFO deploys the money

UPS contributions: Centre clarifies rules for probation, suspension & leave

The latest instructions also cover delayed deposits, restoration of investment units and who processes retirement benefits for employees on deputation.

Sebi makes direct plans default: Know how much investors can save on SIPs

Investors opting for regular plans will have to be informed about their higher costs, as the regulator seeks to improve transparency and protect mutual fund investors

Where to invest: PL Wealth bets on Midcap, flexicap, banks; cautions on IT

Wealth manager recommends staggered equity investments, selective exposure to defence and capital goods, and short-duration debt funds

Silver slips 17% in a month: Should investors buy the dip or stay cautious?

Higher US real yields, a stronger dollar, weak investment demand and industrial concerns have pressured silver, though experts remain cautiously positive over the medium term

Check funding limits and net returns before buying property overseas

Overseas property now accounts for 13 per cent of surveyed buyers' wealth, up from about 5 per cent a decade ago. Experts explain the remittance limits, tax obligations and risks investors must assess

Thailand holiday plans? What travel insurance could cost Indian tourists

As more Indians travel overseas, insurance against medical emergencies and injuries is gaining importance. Here's a look at travel insurance premiums for Thailand, according to Policybazaar

Hallmarked but not pure? What gold buyers must check this Dhanteras

From checking the HUID on the BIS Care app to verifying gold weight, testing purity and seeking compensation for shortfalls, here's what buyers should know before buying gold this Dhanteras

NPS charge hike deferred to Dec 1: What subscribers must know about terms

PFRDA's revised fee structure includes a Rs 200 onboarding charge and an annual fee of 0.20 per cent of assets, subject to exemptions

UK salary and per diem: When can Indians claim tax relief in India?

Tribunal ruling in New Delhi offers relief on a Rs 16.17 lakh allowance, but employees must establish their tax residency and eligibility under the India-UK tax treaty

Fund Review: Bandhan Short Term Fund

Fund Review: Bandhan Short Term Fund

78% prioritise wealth preservation, but only 36% plan succession: Report

The report finds 46% of families want to diversify income beyond their core business, while 38% seek a legacy beyond financial returns

Gold ETFs manage ₹1.9 trillion despite Sept correction; top 5 control 80%

Gold ETF Monthly AUM stood at ₹1.86 lakh crore across 26 schemes as of September 30, 2026, despite a correction of 4.78% in MoM returns as on Sep 30, 2026.

3% DA hike: How much will your monthly salary rise? Check calculations

Centre's revision is expected to raise DA from 60% to 63% of basic pay, with arrears payable from July 1, 2026.

Inflation, taxes, market volatility risks to retirement corpus: Experts

Retirement planning must go beyond building a corpus, with experts warning against speculative trading after retirement

Gold loan stress rising: How to avoid a debt trap and manage repayments

Rising repayment delays and tighter renewal rules underline the risks of using gold loans to manage existing debt

Mutual fund returns dip? Here's why experts say don't switch in a hurry

Business Standard Smart Investor Arena 2026: Financial advisers explain why investors should look beyond past returns, match funds to their goals and avoid frequent portfolio changes

Undisclosed foreign assets? Check if you qualify for Rs 1 lakh scheme

FAST-DS 2026 offers eligible taxpayers a one-time route to disclose foreign assets, with fees and payment rules varying by category

FASTag local pass vs annual pass: Cost, rules and differences explained

New local FASTag pass starts Nov 1, with annual fees of Rs 1,500 or Rs 3,000 for eligible residents living within 20 km of a toll plaza