A recent survey by Marsh India Insurance Brokers found the percentage of companies offering life insurance coverage as part of employee benefits had increased from 60 per cent in 2010 to 74 per cent in 2016-17. But, the average sum assured has remained constant at two times the annual gross salary of the employee.
So, if your annual salary is Rs 10 lakh, you can expect coverage for Rs 20 lakh. Given the inadequacies of group life covers, every employee needs to supplement it with an individual life cover at an early stage in their careers. Companies can offer either fixed grade-wise ...
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