Amit Kumar
Amit Kumar
Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.
Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.
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After ATM fees, SBI increases IMPS transfer charges: Check new rates
Lender will end free high-value online IMPS transfers from Feb 15, as it recalibrates service pricing amid rising operational costs
 "After ATM fees, SBI increases IMPS transfer charges: Check new rates")
NPS reforms: Panel set up on assured payouts, Vatsalya exit norms eased
Pension regulator overhauling National Pension System to introduce assured payouts and flexible withdrawal norms, aiming to bridge the gap between long-term savings and immediate liquidity needs
 "NPS reforms: Panel set up on assured payouts, Vatsalya exit norms eased")
Tier-2, Tier-3 cities drive 81% home loan growth, 64% of volumes: Report
First-time and mid-income buyers fuel home loan growth across smaller cities
 "Tier-2, Tier-3 cities drive 81% home loan growth, 64% of volumes: Report")
IRCTC tickets now Aadhaar-only and costlier: Here's all you need to know
Train fares go up and Aadhaar-only booking begins for general reserved tickets
 "IRCTC tickets now Aadhaar-only and costlier: Here's all you need to know")
US withdraws policy restricting lending bias against immigrants: Explained
US lenders can now factor immigration status in credit decisions, but core protections remain
 "US withdraws policy restricting lending bias against immigrants: Explained")
SBI raises ATM transaction fees after a year: What changes for customers
India's largest lender introduces a 10-transaction cap for salary account holders and raised fees for exceeding free limits, responding to increased inter-bank processing costs
 "SBI raises ATM transaction fees after a year: What changes for customers")
Tamil Nadu Assured Pension Scheme: Who gains, how it works, and from when
Tamil Nadu Assured Pension Scheme will provide state government employees with a guaranteed monthly pension of 50% of their last-drawn salary alongside inflation-linked dearness allowance benefits
 "Tamil Nadu Assured Pension Scheme: Who gains, how it works, and from when")
Japan travel costs to jump: Visa fees up 30k-100k Yen, Sayonara tax triples
Indian travellers and foreign residents may need to budget more for Japan trips and stay
 "Japan travel costs to jump: Visa fees up 30k-100k Yen, Sayonara tax triples")
Will saving for retirement be 'irrelevant' in 20 years? Elon Musk thinks so
Musk argues AI and automation may make long-term savings unnecessary
 "Will saving for retirement be 'irrelevant' in 20 years? Elon Musk thinks so")
Credit scores in 2026: Expert explains what quietly hurts your score
Some habits can quietly damage your credit score. Here's what to watch
 "Credit scores in 2026: Expert explains what quietly hurts your score")
HDFC Bank debit card lounge access rules change: Vouchers now mandatory
Complimentary airport lounge visits now require voucher claim, not just a card swipe
 "HDFC Bank debit card lounge access rules change: Vouchers now mandatory")
Income Tax Act, 2025 to replace the 1961 law from April 1: Explained
What the Income Tax Act, 2025 changes and what stays the same for taxpayers
 "Income Tax Act, 2025 to replace the 1961 law from April 1: Explained")
Budget 2026: Why higher super-rich tax may backfire, experts explain
Tax specialists warn higher surcharges could push wealth and talent overseas
 "Budget 2026: Why higher super-rich tax may backfire, experts explain")
Planning to tap into EPF to pay off loans? Here's why you need a rethink
Rules to compounding, what happens if you tap EPF for debt
 "Planning to tap into EPF to pay off loans? Here's why you need a rethink")
IDFC First Bank raises savings rates: Offering up to 6.5% per annum
Progressive slabs pay more as your balance grows from Jan 9
 "IDFC First Bank raises savings rates: Offering up to 6.5% per annum")
Online home loan insurance vs bank plans: Savings can go up to 72%
Data highlights sharp premium differences between online and bank-sold home loan insurance
 "Online home loan insurance vs bank plans: Savings can go up to 72%")
SBI FD interest rates in January 2026: From 6.4% to 7.3% on special FDs
Special SBI FDs offer higher returns for seniors and large deposits in 2026
 "SBI FD interest rates in January 2026: From 6.4% to 7.3% on special FDs")
SC flags EPFO wage ceiling: Smaller take-home, bigger retirement pot?
Supreme Court EPFO decision: Court push may widen EPF cover, raising contributions and retirement corpus
 "SC flags EPFO wage ceiling: Smaller take-home, bigger retirement pot?")
India's taxpayers move beyond salary as multi-income filings surge: Report
Tax filings reveal a growing shift towards multi-income earners
Delhi-NCR sees 39% jump in home launches as buyer interest rises: Report
Infrastructure-led corridors drive growth, but gains are turning selective
 "Delhi-NCR sees 39% jump in home launches as buyer interest rises: Report")