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Budget 2021: PF interest, Ulip gains now taxable beyond a certain limit

Reduction of time span for reopening assessments will reduce fear of the taxman

Taxes, housing, and income: How does the Budget work for your money

FM offers a slew on incentives for senior citizens and affordable house buyers, apart from easing tax compliance

10 terms you should track and decipher in the Budget 2021-22 document

Experts say the terms mirror the govt's intentions, priorities and policies and provide a hint of financial resources among various sectors

Airtel Safe Pay provides three-layer safety for a fraud-proof future

With Airtel Safe Pay transactions, money gets debited only after subscriber's nod

Don't withdraw from the NPS corpus unless you are facing an emergency

While new online facility will make part withdrawal convenient, subscribers must exercise restraint

Flipkart's subscription model is a good offering: Here's how it works

However, offer does not suit users who switch plans often or do not handle their phones well

Term plan ownership is rising, but savings rule amid Covid-19 pandemic

Buying term plan under the Married Women's Property Act can ring-fence the compensation from creditors

Senior citizens: Strike a balance between tax saving and liquidity

They must also maximise the utilisation of the higher deductions available to them

What the lay citizen and the experts want the Budget to deliver on Feb 1

Top of the wish list is an increase in deduction under Sections 80C, 80CCC and 80 CCD(1) from Rs 1.5 lakh to Rs 2.5 lakh

Tax benefit on health insurance policy varies based on family size

Amount of insurance purchased should, however, depend on your requirement, and not just the tax benefit

Enter term insurance early, lock in the premium as delay means higher cost

The average term premium increases exponentially with age

Explained: How RBI's positive pay system safeguards cheque transactions

While it will make payments via cheques safer, it will also make the process a tad cumbersome, especially for people who issue high-value cheques frequently but are not tech savvy

Standard travel policy to ease purchase of product: Who should go for it?

Those travelling to developed countries or needing elaborate coverage should consider existing plans

Some tips to limit damage if you've fallen prey to financial data theft

Breaking down the steps you can take if your information is stolen and how you can limit your exposure to fraud

Planning to get a new car? Check out three different ways to acquire one

Subscribing or leasing a car works well if you aren't planning to use the vehicle for too long or don't want to borrow to buy one. But they have their limitations

How to organise your financial documents for a clutter-free 2021

Tips on figuring out which document needs to go straight into the dustbin and which needs to be kept, just in case

WhatsApp Pay is easy to use, but take a few extra security measures

Make sure you guard against fraudsters who may try to trick you into sending them money

Choose a high-value health insurance policy for wide coverage amid Covid-19

Buy one at the earliest as underwriting norms tend to be strict in them

Tax litigation: If your case is weak, opt for Vivad se Vishwas Scheme

Consider factors like your chances of winning, cost of litigating, consequences of losing, implications of carrying forward losses, and so on and then decide whether to participate in the scheme

Once new wage code kicks in, you may need to shed some debt weight

Wage code raises EPF contribution, to offset this invest less in PPF or NPS