Sanjay Kumar Singh
 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
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Five ways to improve your household budget
Today, when the nation's attention is on the Union Budget, take a moment to consider ways to improve your finances
 "Five ways to improve your household budget")
Save for retirement and enjoy tax benefit, too
New retirement schemes from MFs offer Section 80C benefit but locks in your money for five years
 "Save for retirement and enjoy tax benefit, too")
Only your prudence can keep scamsters at bay
The PACL scam highlights the need for investors to do their homework before giving their money to any entities
 "Only your prudence can keep scamsters at bay")
How to choose the right financial planner
Look for one with the right mix of qualification, experience, ethics knowledge, and communication skills
 "How to choose the right financial planner")
Happily ever after, financially
What newly-weds could do to smoothly integrate their incomes, expenses, financial values and risk appetites
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NRIs should take advantage of slowing Indian realty
Despite the slowdown, property investments can give them good returns over the long term
 "NRIs should take advantage of slowing Indian realty")
Don't invest by looking in the rear-view mirror
New investors should avoid investing in last year's outperformers because it is too soon to take a decision. Old investors should rebalance their portfolios
 "Don't invest by looking in the rear-view mirror")
Use your house as a tax haven
Whether buying, selling or renting, there are opportunities for saving tax. Make the most of these
 "Use your house as a tax haven")
Improve your credit score before applying for a home loan
If it doesn't meet a bank's cut-off limit, you could be denied a loan. Here are ways to improve this vital number
 "Improve your credit score before applying for a home loan")