Showing of 1-25 result
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02-Jul-2020 | Sanjay Kumar Singh
Protection stocks offer opportunity; opt for insurance and gold finance cos
Quality stocks in banking and financial services sector are still available at attractive valuations
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30-Jun-2020 | Sanjay Kumar Singh
Investment in sovereign-backed bonds: Be prepared for rate changes
You can invest as much as you like in these bonds, but they are subject to rate changes
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28-Jun-2020 | Sanjay Kumar Singh
Planning to buy term insurance? Purchase before premium rises again
Ignoring it isn't an option for those who have liabilities or dependants
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26-Jun-2020 | Bindisha Sarang & Sanjay Kumar Singh
Interest rates to processing fee, RBI brings relief for loan app borrowers
The new rule book should bring down interest rates and improve recovery methods
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25-Jun-2020 | Sanjay Kumar Singh
Planning to invest? Don't rely only on gold-silver ratio, say analysts
Take into account the fundamental factors driving demand before deciding to shift from gold to silver
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23-Jun-2020 | Sanjay Kumar Singh
Promise of guaranteed return plans are appealing, but compare their IRR
A combination of term plan, MFs may be volatile but is likely to get higher returns
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21-Jun-2020 | Sanjay Kumar Singh
Why taking loan against FDs is a better option than high-cost credit cards
Take this loan as an overdraft facility and pay interest only on the amount utilized
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18-Jun-2020 | Sanjay Kumar Singh
Take note, spenders: Refinance your loans, find ways to curb expenses
Among key belt-tightening measures, discretionary expenses are easier to pare
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18-Jun-2020 | Sanjay Kumar Singh
Other income, mortgage guarantee can help you increase loan eligibility
Showing other income, and buying mortgage guarantee will help get approval
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15-Jun-2020 | Sanjay Kumar Singh & Bindisha Sarang
The bigger impact of cuts in basic salary: Your gratuity may take a hit
If your basic and DA have been cut, total amount will be adversely impacted
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12-Jun-2020 | Sanjay Kumar Singh
Tips to protecting your home and hearth against natural calamities
When buying a home insurance cover, opt for reinstatement value as the sum insured
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11-Jun-2020 | Sanjay Kumar Singh
Negotiating with empathy
The book's style is simple and the suggestions it contains are eminently practicable
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08-Jun-2020 | Sanjay Kumar Singh
New ITR forms call for filing return even if your income isn't taxable
Joint property holders can file simplified forms. But even if your income is low, file returns if you meet one of three newly-introduced conditions
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07-Jun-2020 | Sanjay Kumar Singh
Planning to take home loan? This is good time to explore fixed-rate option
Interest rates on home loans are at historic lows currently
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05-Jun-2020 | Sanjay Kumar Singh & Bindisha Sarang
Lenders are intensifying loan recoveries. How should borrowers respond?
Do your best to avoid a default. But if it happens, and a collection agent comes knocking, remember you, too, have certain rights
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04-Jun-2020 | Sanjay Kumar Singh
Homebuyers enjoy clear-cut financial gain with deferred payment plans
Ensure the price isn't higher than a construction-linked plan
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31-May-2020 | Sanjay Kumar Singh
Term insurance: Premium rates lower at younger age, don't change thereafter
As your liabilities increase, you will not have to augment your cover at a later date
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28-May-2020 | Sanjay Kumar Singh
With attractive deals, real estate becomes buyers' market amid Covid-19
Potential buyers face risks on two counts. The first is a possible salary cut or even job loss
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26-May-2020 | Sanjay Kumar Singh & Bindisha Sarang
Diversify your investments beyond bank FDs to counter declining rates
Invest in a mix of small savings products, debt funds with quality portfolios to counter declining rates
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22-May-2020 | Sanjay Kumar Singh & Bindisha Sarang
New borrowers set to get maximum benefit as RBI delivers another rate cut
Since the repo rate has been revised by 115 bps in the last two months, EMIs would fall when banks reset loan rates
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22-May-2020 | Sanjay Kumar Singh & Bindisha Sarang
Re-evaluate the tax regime you've chosen if your salary has changed
For different income levels, there are different break-even deduction points. If you can avail of higher deductions than that, stick to the old regime
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22-May-2020 | Sanjay Kumar Singh
Sudden spike in bond yield amid coronavirus outbreak signals trouble
Also, watch out for a company raising money at a very high rate of interest
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19-May-2020 | Sanjay Kumar Singh
Opt for monthly payment of term premiums as insurers get set to hike rates
Some insurers have already started increasing premiums, and others are expected to do so in the next six months
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19-May-2020 | Sanjay Kumar Singh & Bindisha Sarang
Covid-19 outbreak: Update insurance, tax and KYCs amid lockdown 4.0
Utilise the relaxed phase to complete unfinished tasks on personal finance agenda
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18-May-2020 | Sanjay Kumar Singh
Handing over shares to a broker for fixed return may land you in trouble
Brokers are supposed to report, on a weekly and monthly basis, the shares of clients that they hold
