Personal Finance

As silver slides, punters should exit, long-term investors should buy dip

Those investing now should stagger their investments and enter with a long-term horizon

Investing in NCDs: Assess credit ratings and financials, diversify holdings

With equity returns uneven, non-convertible debentures are gaining traction as a middle path between FDs and stocks-but investors must weigh credit risk, liquidity, and issuer quality before investing

Working on weekends? What labour laws say about your right to rest

As weekend work creep intensifies, we explain the laws for pay and compensatory leave - and the professional risks of asserting your rights

New NPS fee rules from July: Tier-II costs to rise, dormant fees added

Regulator aligns Tier II with Tier I rates, brings in costs for dormant accounts and multi-scheme holdings within PRAN

Dhan rolls out 'Gold Vault', brings MCX-priced bullion with delivery option

Dhan's Gold Vault allows investors to buy MCX-linked gold and silver, opt for physical delivery

Workplace injury claims up over 30% as worker insurance cover widens:Report

It signals wider worker insurance cover, better reporting and faster digital policy access across sectors in India, says the report

Apartment prices rise up to 20% in Jan-March across Delhi-NCR, other cities

Apartment prices rose across top cities in Q1 2026, with demand lagging new launches and premium homes driving market activity

Real estate: Flexible payment plans offer ease but carry hidden costs

Those choosing such plans may also forgo the 8-10 per cent savings often available under down-payment option

Hidden cost of war on wealth: Capital compounding may be less forgiving

Instead of panic, respond with preparedness; keep separate money pools of money for short-, medium-, and long-term needs

Viral Odisha incident: What banks can and cannot do in death claims

Legal experts say that while the incident highlights the emotional friction in death claims, strict banking protocols are designed to ensure funds reach rightful legal heirs rather than to obstruct gr

Consider corporate fixed deposits if you want to boost your returns

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

Fund review: Franklin India Mid Cap Fund

Fund review: Franklin India Mid Cap Fund

Bank holidays in May 2026: Check complete list, state-wise closures here

According to the RBI, banks will stay closed for 12 days out of the 31 days in May 2026. These include weekends, festivals, and regional holidays, so it is advisable to check before heading out

Fixed deposits offer up to 8.1% interest: Check best offers across lenders

Small finance banks and NBFCs are leading the rate cycle, while PSU banks remain steady

70% Indians say retiring financially secure is 'unachievable': Report

Holidays take precedence over pensions, marking growing tension between lifestyle and long-term security goals

ETF inflows hit record ₹1.8 lakh cr-More than half goes to gold and silver

Gold Over Stocks? ₹99,000 Crore Flows into Commodity ETFs in FY26

Senior citizen fixed deposit rates at 8.3%: Check top offers by lenders

Small finance banks and NBFCs outpace major retail banks to attract retirement savings with premium interest offerings

Lost your luggage? This ₹1.19 lakh IndiGo case shows you can fight back

A detailed order from a Jammu & Kashmir consumer court has laid out exactly how a routine baggage loss turned into a ₹1.19 lakh compensation ruling against IndiGo

Lost an old PF account? EPFO's new portal may help you reclaim your money

The portal, E-PRAAPTI, will provide a streamlined Aadhaar-based authentication mechanism that will enable a member to access an old EPF account,

Mid, smallcap fund recovery may not sustain; experts urge cautious moves

New investors should enter only if they have the required investment horizon and risk appetite, not merely because these funds have rallied