Personal Finance

Money mistakes young professionals make in their first 5 years of earning

From lifestyle expenses to missed compounding, the financial habits you build in your first five years can shape your long-term wealth

Large, mid, or smallcaps: Pick the right stock strategy for your portfolio

Whether you are aiming for stability or higher returns, understanding market capitalisation is the key to building the right equity portfolio for your risk profile

Moving from SIPs to direct stock trading? Key skills you need first

Direct stock investing offers higher potential returns, but success requires disciplined research and risk tolerance

Averaging in stocks vs mutual funds: What you need to know before investing

Averaging down can lower your entry costs in quality investments, but blindly buying falling stocks can quickly destroy your capital

Systematic investing in individual stocks: Things to know before starting

Automating stock investments removes emotion from buying, yet without regular research, it can easily lead to costly complacency

Mastering the market: Key rules for long-term wealth creation and trading

How discipline, patience and risk management build real market wealth

Stock Beta explained: What risk and return mean for individual shares

Learn how stock beta measures volatility, helps you weigh potential returns against real-world risk

Why investors need to be cautious after run-up in small-cap funds

With pockets of this segment turning expensive, investors should rebalance if overweight and invest in a staggered manner

Delayed flat possession: Accepting keys won't end interest claim, says HC

HC says buyers can claim interest despite accepting delayed possession; 'zero period' cannot erase earlier default.

Mutual fund tax rules: How SIPs, switches and losses affect capital gains

Each SIP instalment is treated separately for tax purposes. Here is how investors should track purchase dates, calculate gains and deal with switches, IDCW and capital losses

More consumer-friendly insurance? Regulator targets costs, misselling

Lower expense limits, tighter commission caps, stronger misselling safeguards and wider disclosures are part of Irdai's proposed insurance reforms.

46% lack adequate emergency funds, 60% have low health cover: Report

57% of Indians have EMIs, 46% lack 3-month emergency funds and 60% have low health cover

Retirement corpus: Will your savings last a lifetime? 8 factors to check

How much you need after retirement depends on your lifestyle, inflation, healthcare costs, longevity, other income and withdrawal strategy.

Where are ₹2-5 crore homes selling the most? Bengaluru and NCR lead

India's ₹2-5 crore residential segment recorded around ₹1.15 lakh crore in home sales across major residential markets in H1 2026.

India's gold imports fall sharply: Kotak sees 'good, bad and ugly' outcomes

Is demand falling or imports going unofficial?

Investors should check the premium before buying an international ETF

Compare the traded price with NAV and weigh taxes and costs before selling or choosing another route; industry limits on overseas investments restrict fund houses' ability to create fresh units

Renewing health insurance? Check these details before enhancing your cover

Compare the new policy with the old one, disclose health changes when seeking higher cover, and obtain written confirmation of the increased sum insured

Ahead of a festive season buy, check out the best car loan rates available

As the festive season approaches, a number of people start planning a car purchase to coincide with one or the other major festival. Here's a list of available car loans

The overlooked part of estate planning: Choosing your spouse's adviser

Leaving assets and investment records is not enough; investors should identify trusted Sebi-registered advisers in advance so their spouse is not pushed towards unsuitable products after their death

Fund Review: Bandhan Medium to Long Term Fund

Fund Review: Bandhan Medium to Long Term Fund