The upgrade of the offsite surveillance system is welcome, but it should not have coincided with the dilution of the rigour of onsite examination
What happened at the September 25 AGM is not just another instance of shareholder activism. With the mass ouster of not-so-independent directors, will things change?
The latest policy has taken a series of steps to ensure that the government is able to borrow from the market without paying too much and the banks continue to buy bonds
The State Bank of India can be taken to the next level by transforming it into a marketplace to meet the financial needs of its corporate clients across the value chain
Lower inflation next year may open the space for rate cut, but for now the challenge is seeing through the government borrowing and keeping the bond yield low
Is the appointment age of the chief compliance officer in a bank capped anywhere in the world?
The focus in banking has always been on protecting the depositors. Should the rules be rewritten, giving borrowers precedence?
There are enough filters in the Covid-19 loan restructuring scheme to prevent misuse, but is it a tool to delay the growth in banks' bad loans? We will know after two years
It is unfair to expect risk capital from banks to prop up the economy. They deal with public money
Why are the bond yields hardening when there is ample liquidity in the system and RBI is willing to do anything to ensure a non-disruptive market borrowing by the government?
To make the loan restructuring scheme a success, the norms should be dynamic. They must be reviewed every quarter, keeping in mind how the economic scenario evolves
The members can come from diverse backgrounds such as finance, labour and economics, and must have a say in the entire interest-rate architecture
Rate cut off the table for now; focus is on other measures to ease stress in system
Indian banks will have a hard task when RBI's moratorium ends this month. Those that do not get capital will have to show their true health, writes Tamal Bandyopadhyay
For RBI Governor Shaktikanta Das, this is probably the toughest monetary policy. The message it sends out is more important than the action