Page 102 - Finance News

Microfinance defaults stay elevated in Q4FY25, says India Ratings

Improvement in delinquencies expected from the second half of FY26, says India Ratings report

NaBFID inks MoU with New Development Bank to boost financing infra projects

This collaboration will help bridge the infrastructure financing gap and explore long-term collaboration opportunities, including the exchange of technical expertise, a joint statement said

RBI deputy governor urges NBFCs to bolster risk controls, board oversight

NBFCs should not lose sight of fairness to the customer even as they pursue scale, speed, and profits, Swaminathan added

Banks to remain closed today for Mahavir Jayanti; check holidays' list

The RBI announces bank holidays through its official channels, such as its website and bank notifications. The bank holidays are classified under three categories

Monetary Policy: RBI cuts repo rate, charts out path for the future

RBI Governor Sanjay Malhotra's statement explains what an accommodative monetary policy stance means it is geared towards stimulating the economy through softer interest rates

RBI evaluating liquidity framework to determine overnight anchor rate

Aim to have surplus liquidity of around 1% of NDTL

Bond yields drop to 3-yr low following RBI's dovish monetary policy stance

The benchmark yield settled at 6.44 per cent, down from the previous close of 6.48 per cent. Bond yields and prices are inversely related

Reserve Bank's draft circular seeks to standardise gold loan regulations

In the draft circular, the RBI stated that norms for lending against gold collateral must be incorporated into the credit/risk management policy of lenders

IndusInd Bank-like incidents not failures but episodes: Guv Malhotra

RBI is working to ensure frequency of such occurrence is less, he said

RBI eyes faster transmission; bankers say immediate rate cut difficult

Loans linked to policy repo rate to fall

Households expect inflation pressures to ease; consumer confidence rises

Pessimism about employment conditions dips

RBI expands scope of colending arrangements to all regulated entities

This move is expected to enhance credit flow to underserved segments, such as micro, small, and medium enterprises (MSMEs), while also ensuring stronger customer protection, experts said

Financials of urban co-operative banks' have been good: RBI Governor

Malhotra also said that at the system level, co-operative banks, NBFCs, and banks are all safe, secure, and robust

The pilots for MuleHunter.AI have been successful, says Swaminathan

In December 2024, RBI launched MuleHunter.ai, developed by the Reserve Bank Innovation Hub, to help banks reduce digital fraud

PSBs share in loans rises sharply in FY25: Monetary Policy Report

State-owned lenders use SLR surplus for disbursements

RBI issues draft revised norms for non-fund based credit facilities

REs will issue an NFB facility only on behalf of a customer having a business relationship with them

RBI proposes market based mechanism for securitization of stressed assets

Currently, standard assets are securitised widely, where banks and non-banking finance companies (NBFCs) participate actively to acquire such assets

MPC highlights: Growth estimate revisions mainly due to tariff-related uncertainties, says Malhotra

RBI MPC Meeting 2025 highlights: Catch all the latest news updates on the RBI Monetary Policy Committee meeting here

Now, NPCI can revise transaction limits on UPI based on evolving user needs

P2P transactions on UPI shall continue to be capped at Rs 1 lakh

Indian Rupee ends at 86.69/$; Falls 43 paise after RBI cuts repo rate

The domestic currency weakened 43 paise to end at 86.69 against the greenback after closing at 86.26 on Tuesday