Page 176 - Personal Finance

Job changes and their significant impact on personal loan approval

Switching jobs means not having required number of salary slips or bank statements to verify your income, which can delay the approval process

NPCI lifts WhatsApp Pay's user cap: Know how to set up new account

The move is expected to have profound implications for WhatsApp Pay and the broader UPI market

31-year wait? 2,300 applicants died waiting for Australian parent visa

According to the department, 2,297 parent visa applicants and 87 other family members, including aged dependent relatives and carers, have passed away while waiting for their visa applications.

EPS pensioners can now withdraw their pension from any bank in India

Under the new rules effective January 1, 2025, 7.8 million members of EPS will benefit from Centralised Pension Payment System

Will Digiyatra data be used to crack down on tax evaders? taxmen clarify

DigiYatra is a digital initiative launched in India to enhance the travel experience at airports through the use of biometric identification

Key financial changes coming into force from Jan 1 that taxpayers must know

Several key financial deadlines have changed, including filing belated income tax returns (ITR) by the due date and availing of Vivad Se Vishwas scheme

China extends reduced visa fees for Indians: Rs 2900 until Dec 2025

The single-entry visa is priced at Rs 2,900, while double-entry visas will cost Rs 4,400. For those seeking longer stays, a six-month multiple-entry visa is available for Rs 5,900

Gold could touch Rs 90,000/10 grams in 2025: What should investors do?

The yellow metal reached an all-time high of Rs 82,400 per 10 grams on October 30.

Small Savings Schemes: Interest rates for PPF, NSC, SSY unchanged yet again

Under this announcement, the Public Provident Fund (PPF) and post office savings deposit schemes will retain their interest rates at 7.1% and 4%, respectively.

Health insurers reject claims worth Rs 15,100 crore in FY24: Irdai

In terms of number of claims settled, 72 per cent were settled through third-party administrator and the balance 28 per cent were settled through in-house mechanism

I-T Department extends belated, revised ITR filing deadline to Jan 15

The decision follows a recent order from the Bombay High Court, which directed the CBDT to extend the deadline for filing belated and revised ITRs for Assessment Year (AY) 2024-25

Government extends deadline for belated and revised tax returns to Jan 15

July 31st was the last date for all the individual taxpayers to file their return for FY24 who do not have audit obligations

2025 investment: Bet on realty, pharma, banks and large-caps over mid-caps

Investors are advised to maintain a long-term perspective, focusing on quality stocks with solid growth potential.

2024 realty deals hit 5.5 lakh, valued at Rs 4 tn, prices up 60% in 5 yrs

In 2024, nearly 5.77 lakh residential registered transactions were recorded in primary and secondary property markets, marking a 4% increase from 2023.

SBI contra to Parag Parikh Flexi Cap Fund: Most popular equity MFs of 2024

For the second consecutive year, Parag Parikh Flexi Cap Fund has stood at the top spot.

Australia student visa: Confirmation of Enrolment required from Jan 2025

The change ensures that both onshore and offshore applicants meet the same criteria for proof of intended study

Important deadlines that you should know about before December 31

Several key financial deadlines are nearing on December 31. These include filing belated Income Tax Returns (ITR) by the due date and the closure of special fixed deposit schemes by various banks

Choosing a financial advisor: Look for experience of multiple market cycles

Financial advisors also assist in selecting cost-effective and tax-efficient products

US issues over 1 mn non-immigrant visas to Indians in 2024, eases renewals

The US Mission revealed plans to establish a U.S.-based system for H-1B visa renewals by 2025.

'Emerging tech to create 1 mn jobs': Here are the salaries you can expect

India's IT sector is said to add upto 2 million jobs by 2030, with technologies like Generative AI and Blockchain leading the charge, noted the report.