Page 177 - Personal Finance
'You must allocate 8% of your portfolio in gold, 10-15% in silver in 2025'
Gold and silver are maintaining their appeal as safe-haven investments as the market navigates a mix of economic and geopolitical challenges
 "'You must allocate 8% of your portfolio in gold, 10-15% in silver in 2025'")
Singapore Disney Cruise 2025: Bookings open, prices start at Rs 65,000
The official Disney Cruise Line website lists pricing starting at $958 (Rs 80,877) for a three-night trip for two adults
 "Singapore Disney Cruise 2025: Bookings open, prices start at Rs 65,000")
Edelweiss launches India's first ETF for capital markets, insurance Sectors
First ETF in India that capitalises on the mega trend in financialisation of savings into capital markets and insurance
 "Edelweiss launches India's first ETF for capital markets, insurance Sectors")
Rs 455 cr deal: Agarwal Holdings buys land in Mumbai's Juhu from Shapoorji
Prior to this, Agarwal Holdings had acquired two land parcels spread over nearly an acre and three-fourth of an acre in Juhu in September 2022 with a combined value of Rs 332.8 crore.
 "Rs 455 cr deal: Agarwal Holdings buys land in Mumbai's Juhu from Shapoorji")
LIC Golden Jubilee Scholarship Scheme: Check eligibility & how to apply
This scholarship scheme is meant for students from economically weaker families
 "LIC Golden Jubilee Scholarship Scheme: Check eligibility & how to apply")
Equity inflows decline 14% but MF AUM climbs to Rs 68 lakh cr in November
The industry saw its net equity flows come down from Rs 41,886 crores in October to Rs 35,943 crores last month, a 14% fall.
 "Equity inflows decline 14% but MF AUM climbs to Rs 68 lakh cr in November")
End of birthright US citizenship: What it would mean for lakhs of Indians
Trump and his supporters have argued that the system is being abused and that there should be tougher standards for becoming an American citizen
 "End of birthright US citizenship: What it would mean for lakhs of Indians")
ICICI Prudential MF launches Nifty 500 Index fund: Key details
ICICI Prudential Nifty 500 Index Fund is an open-ended index scheme replicating Nifty 500 Index
 "ICICI Prudential MF launches Nifty 500 Index fund: Key details")
69% appreciation in 6 yrs: Peripheries of Bengaluru, Noida top prime areas
The shift toward peripheral areas has been largely driven by the availability of land, which has allowed developers to construct larger, more luxurious residential projects
 "69% appreciation in 6 yrs: Peripheries of Bengaluru, Noida top prime areas")
Tata AIA Insurance asked to refund Rs 2.47L: Case overview & precautions
Once the policy is purchased, the purchaser must insist on receiving all the documents pertaining to the policy at the earliest
 "Tata AIA Insurance asked to refund Rs 2.47L: Case overview & precautions")
'75% of business bribes paid to govt officials in legal, metrology, health'
Government departments such as Legal, Metrology, Food, Drug, and Health are among the most cited for bribery demands, with 75% of businesses reporting payments made to officials in these sectors.
 "'75% of business bribes paid to govt officials in legal, metrology, health'")
Australian permanent residency: How to apply for National Innovation Visa
The NIV is a permanent residency visa for individuals who can demonstrate exceptional and outstanding achievements in eligible fields
 "Australian permanent residency: How to apply for National Innovation Visa")
ICICI Bank RTGS services to be down for 6 hours between December 14 and 15
During this period, bank customers can opt for NEFT, IMPS, or UPI through iMobile or Internet Banking as alternative options
 "ICICI Bank RTGS services to be down for 6 hours between December 14 and 15")
Still holding Rs 2,000 notes? Here's how to exchange or deposit them
98.08% of Rs 2,000 notes have been returned, but the remaining ones are still legal tender. Here's how to manage them before the window closes
 "Still holding Rs 2,000 notes? Here's how to exchange or deposit them")
Indians see lower living costs but anticipate price hikes: Report
Indian fear that food prices, utilities, household shopping, fuel, and going out are all likely to become more expensive next year: Ipsos Cost of Living report
 "Indians see lower living costs but anticipate price hikes: Report")
Quant Funds: Algo-driven approach reduces human bias, risk of style drift
Quant funds adopt a systematic, rules-based approach to stock selection and portfolio management. They don't rely on fund managers to make investment decisions
 "Quant Funds: Algo-driven approach reduces human bias, risk of style drift")
Explained: RBI is using an AI tool MuleHunter.ai to cut down digital frauds
A mule account is a bank account used by criminals to launder illicit funds, often set up by unsuspecting individuals lured by promises of easy money or coerced into participation.
 "Explained: RBI is using an AI tool MuleHunter.ai to cut down digital frauds")
US F-2 visa: 38% decline in student visas issued to Indians in 2024
The F-1 visa is specifically for international students attending academic institutions in the US
 "US F-2 visa: 38% decline in student visas issued to Indians in 2024")
Canada: These scholarships can help with high living, tuition costs
The Indian Student Mobility Report 2023-24 reveals Indian students spend an average of $27,000 on tuition, with total costs, including living expenses, reaching $40,000
 "Canada: These scholarships can help with high living, tuition costs")
Dubai visa rejections rising: Why travel insurance is a must for Indians
The rise in visa denials for Indian travellers to Dubai highlights the importance of choosing the right travel insurance to avoid financial losses
 "Dubai visa rejections rising: Why travel insurance is a must for Indians")