Page 178 - Personal Finance

Companies with declining ROCE: Hidden danger to shareholder wealth

Capitalmind has conducted a ten-year longitudinal analysis nearly 800 companies that were operational 10 years ago

HSBC Prive: Premium credit card exclusively curated for India's HNIs, UHNIs

With a growing population of UHNWI and HNWI in India, HSBC Prive aims to cater to this elite group's appetite for luxurious experiences, seamless travel, and exceptional lifestyle privileges

Australia's new Skills in Demand visa offers path to permanent residency

The new visa allows most holders, including Indians, to work in Australia for up to four years, with a five-year option for Hong Kong passport holders

Infy's Narayana Murthy buys Rs 50 cr flat in Bengaluru's Kingfisher Towers

Sudha Murty, Murthy's wife, also bought a flat in Kingfisher Towers for Rs 29 crore on the 23rd floor four years ago.

Gurgaon: Penthouse in DLF Camellias sold for Rs 190 crore to Rishi Parti

The 16,290-square-foot penthouse was purchased by Info-x Software Tech Pvt Ltd, led by its director, Rishi Parti.

Export insurance claim dismissed over delayed declarations, premium

Advance premium had to be deposited to secure coverage under Section 64VB of the Insurance Act. Failure to fulfil this obligation meant the risk was not covered

US immigration reform: Senators propose raising family visa cap to 15%

Indian nationals stand to gain from the proposed changes, as the current visa cap disproportionately affects countries with high demand

How to check your GST refund status and know common reasons for delays

If your claim is in order, refund amount will be processed and credited directly to your bank account

RBI policy: Investors should consider adding more to duration funds

Investors with medium to long-term investment horizons can look at funds having duration of 6-7 years

No repo rate cut: Lock in fixed deposits now to maximise returns

For those holding fixed deposits, this is an ideal time to lock in high interest rates, as rates may decline in the coming months

RBI's CRR cut brings relief: Time for borrowers to review home loan terms

The CRR cut would allow banks to lend more by freeing up reserves

Year-end portfolio review, Vatsalya scheme: Top personal finance stories

This week report about how to check and balance your financial investments and how a government scheme for children's retirement scheme works

What is a chargeback in credit and debit cards and how does it work?

Process involves a consumer's bank investigating disputes with merchants in recovering funds

Where did FIIs park money in Nov? IT, realty, BFSI see highest inflows

While sectors like IT, BFSI, and Real Estate remain attractive, Oil & Gas, Automobiles, Telecom, and FMCG face headwinds that have resulted in substantial outflows

RBI holds repo rate: No relief for home loan borrowers amid inflation surge

"A steady rate ensures consistent repayment terms, which increases the confidence of homebuyers," said Manju Yagnik, vice chairperson of Nahar Group and senior vice president of NAREDCO Maharashtra

Repo rate unchanged: A look at car loan interest rates of various banks

Interest rates likely to stay the same for now, but lenders may still adjust terms based on their considerations

Your child needs PAN card for various purposes: Here is how to get one

A PAN card is often a requirement for eligibility in various scholarship programmes and government schemes

Let it soar or go safe but slow? How should you invest your inherited money

Don't invest all your money in one go. Start a systematic investment plan (SIP) or a systematic transfer plan (STP) to spread your investments and reduce the impact of market volatility.

India's top fund managers come together for new podcast on wealth creation

The podcast brings together India's most prominent fund managers and financial experts, offering rare, direct access to the minds behind some of the country's leading investment strategies.

Consumption funds: Strong returns await investors who can endure slowdowns

Over the past year, consumption funds yielded returns of 28.6 per cent, lower than PSU (46.4 per cent), pharma (42 per cent), infrastructure (39.1 per cent), and technology (37.8 per cent)