Page 256 - Personal Finance

Want to study abroad? How Indians are hedging with multiple applications

. Affordability, post-study work prospects drive interest in Europe (Germany, Ireland) as alternative options.

Credit score to avoiding penalty: Why you must file your ITR before July 31

Filing early allows you ample time to collect all required documents and information, ensuring your tax return is accurate

To avoid notice, align your tax return with TDS on freelance income

The income earned through moonlighting can be received as a salary, or as professional fees/business income

US July 2024 visa bulletin: Big leaps for Indians in Green Card category

The US Visa Bulletin lists priority dates, essentially placeholders in the green card application line

Are PSU mutual funds a good investment option?

PSU mutual funds can be a good investment option for investors looking to gain exposure to the public sector

47% Indians faced financial fraud in 3 yrs; credit card, OTP scams top list

Over half of the respondents reported unauthorised charges on their credit cards by both domestic and international merchants

PM Modi to release 'PM Kisan' 17th instalment on June 18: Check details

PM-Kisan is a direct benefit transfer initiative under which beneficiary farmers receive an annual sum of Rs 6,000 in three equal instalments.

CBIC campaign against frauds: Know how to protect yourself from fraud

The CBIC also advised the public to take measures to safeguard themselves from becoming victims of scams

Mutual Fund SIP vs Lump Sum investment: Which is better investment option?

SIP is suitable for investors who prefer a disciplined and systematic approach to investing, while lump sum investment may be appropriate for those with a significant amount of money

Soon, Indians may travel to Russia visa-free: Here's what you need to know

Currently, Russia allows visa-free entry for citizens from China and Iran under its tourist exchange programme

Fintech to switch on reset button as self-regulatory mechanism comes in

The first signs of change in the way the sector looks at itself are upon us

Tax law requires you to report income, assets abroad: What you must do

Not reporting foreign assets and income may also result in penalty and even jail sentence

Father's Day 2024: 35% of health insurance for dads are bought by children

This Father's Day, consider gifting your dad a health insurance policy

Are adventure sports covered in travel insurance? Here's what you must know

Regular medical or travel insurance may not cover if you take up an adventure sport

Mutual funds or NPS? Go for both if you don't mind latter's lock-in

MFs offer investors access to a wider range of assets (gold and international funds), fund houses and fund managers. Barring ELSS, the open-ended funds offer anytime liquidity

29% elderly have access to social security schemes like pension, PF: Study

Financial insecurity is a prevalent issue among the elderly. A mere 29 per cent reported having access to social security schemes, such as old-age pensions or provident funds

PNB MetLife announces Rs 930 crore bonus; 582,000 customers to benefit

'This year's bonus represents a significant 21% increase from the previous year,' the company stated

Studying in Australia costs Rs 12-30 lakh/year: Key factors to consider

Planning your finances well is key to a stress-free studying experience in Australia

Planning to invest in property? Know more about fractional ownership option

It is a form of collaborative investment where a group collectively purchases a property

Curtains to ventilation: How to protect your home in extreme heat

Furnishing and wall colours will add to the comfort of living in summers