Page 3 - Personal Finance

QR scams, fake apps, suspicious links: All about digital-payment safety

Never scan any QR code to receive money and don't install apps from random links

Needs, wants and emergencies: Cash-flow planning for young earners

Start a mutual fund subscription and buy an insurance policy as soon as you start earning

Beginner's guide to mutual funds: Choosing schemes, SIPs and key terms

Guide to mutual funds for beginners covering SIPs, fund types, risk, costs, NAV, asset allocation and tips on choosing schemes for long-term financial goals

Credit scores: What shapes them and how to check and improve your record

Explainer on credit scores covering how scores are calculated, how to read credit reports, spot errors, raise disputes and improve repayment behaviour for better loan access.

Arbitrage to yield: 25 terms everyone should know before investing

Mastering basic terms helps beginners understand risks, evaluate opportunities and avoid mistakes

Capital-gains tax: How assets are taxed and how is liability calculated

Explainer on capital gains tax across equities, gold, property and mutual funds, covering LTCG, STCG rates, exemptions, loss set-offs and return filing tips

Expenses, emergencies, indulgence: Budgeting for real-life finances

Assess your financial health by totalling all expenses and comparing them with your net monthly income

Unexpected money in your account? SBI warns of 'jumped deposit scam'

Scammers are sending small deposits first, then pushing victims to approve larger transactions

India's biggest wealth planning problem? Nearly 85% dont have a will

The majority of households have neither planned their own estate nor discussed it meaningfully within the family.

This ₹2,004 crore real estate scam has left 19,000 home buyers stranded

Invested in a delayed project? The Earth Infrastructure case offers a cautionary tale

UPI goes live in Cambodia: Here's how Indian travellers can use it

UPI's global footprint grows as Cambodia joins the list of countries accepting the payment system

78% Indians plan higher overseas spending but forex costs a worry: Report

Hidden charges and confusing exchange rates are major concerns for international travellers

Starting out on Instagram? MakeMyTrip to reward engagement, not followers

Travel creators with at least 10,000 followers can earn rewards based on content performance

Forty and behind on retirement savings? Here's a catch-up plan

Step up savings rate, build equity-heavy portfolio, and automate investments

Smallcap valuations have moderated; understand the risks before you enter

The performance of these funds will hinge on a strong earnings recovery

Living in a flat without occupation certificate? Maintenance fees may apply

HP RERA says homeowners using flats cannot avoid maintenance dues but builders must justify charges

Spotted an unfamiliar credit card charge? Here's what you should do

A fraudulent transaction, billing error or forgotten payment? Quick reporting can help limit losses under RBI rules

Pension ULIPs jump 10-fold in FY26 as Indians focus on retirement: Report

Shift towards systematic monthly investing and guaranteed return plans is reshaping how younger and older Indians alike approach long-term wealth security

Harassed by loan recovery agents? What borrowers can do under RBI rules

Recovery agent harassment: Your rights, RBI rules, and steps to take if loan collection turns abusive

Understand risks and liquidity constraints before investing in an SME IPO

Understand why listing day gains are harder to book than might appear