Page 316 - Personal Finance

Hyderabad pips NCR as India's second-costliest city, Ahmedabad most reasonable

Ahmedabad, Kolkata and Pune are the most affordable residential markets in 2023

Enter 2024 with low return expectations from market, warns Kotak Securities

Kotak thinks it is best to avoid sectors like automobiles and components, electric utilities and IT services

Delaying residential property purchase will only increase acquisition cost

Waiting for interest rates to soften is also not advisable, warn experts

A snapshot of personal loan rates offered by various banks with details

Here is how personal loan rates offered by various banks stack up

Canada to hike cost-of-living requirement for international students

Starting January 1, 2024, new study permit applicants to Canada will need to demonstrate financial resources of CA$ 20,635 in addition to their first-year tuition and travel costs

Kotak favours mega-caps for reasonable valuations, resilience against uncertainty

Mega-caps have underperformed other large-caps, mid-caps and small-caps over the past 1-3 years

SBI becomes fifth bank to hike FD rates in December 2023

For deposits maturing in seven days to forty-five days, SBI increased interest rates by 50 basis points (bps).

SIP or lumpsum? How should you invest if you are sitting on idle cash

For those wary of market valuation, employing STP-placing funds in fixed-income mutual funds and gradually shifting to equity over 12-18 months-is a prudent strategy.

Sebi extends deadline to add nominees in mutual funds, demat accounts

The deadline to nominate or opt out of it by submitting a declaration form was December 31. The move is aimed at helping investors to secure their assets and pass them on to their legal heirs

Weekend spending in India rose 150% in Jan-Nov 2023 as compared to 2022

Most weekend transactions were recorded during noon between 1-3 pm and evenings between 7-9 pm: Simpl 2023 Yearly Checkout Scan

Co-branded, cashback and utility perks: Most popular credit cards of 2023

s cashback came out as an easy way to earn value-back, rewards credit cards also went through an overhaul to match up to the value potential of cashback cards.

Bank Nifty will take the lead in 2024: ICICI Direct

The firm's top picks for 2024 include Dalmia Cement, Federal Bank, GAIL India, Hindustan Copper, IPCA Laboratories, and Shriram Finance.

Where is gold headed in 2024? Geopolitics, central banks to keep demand hot

Heightened geopolitical tensions in a key election year for many major economies, combined with continued central bank buying could provide additional support for gold.

Bengaluru drives demand for office leasing, here are the top deals of 2023

Q4 2023 records 20.2 mn sq ft of gross absorption, highest ever quarterly leasing activity

Select a global health plan covering planned and emergency hospitalisation

The cost of treatment, especially in countries like the US, is much higher than in India, which makes a large sum insured essential

Bank held liable for employee oversight

The State Commission concluded that the bank officials had evidently been negligent in failing to compare the signature prior to making payment

Profit booking: Choose small tweaks in equity allocation over drastic shift

Do not leave the money idle, redeploy it in high-quality fixed-income instruments

Income Tax dept notifies ITR forms 1, 4 for assessment year 2024-25

Usually, ITR forms for a particular financial year are notified by the end of March or early April. But last year, the forms were notified in February

Record rally: Realty project registrations under RERA touch 1.16 lakh in 2 years

Maharashtra registered highest number of projects (42,204) till date, followed by Tamil Nadu with 18,915 projects.Uttar Pradesh has disposed of the most complaints since UP-RERA inception.

Jewellery retail trade expected to grow at 10-12% in FY24, says ICRA

ICRA said organised jewellery retailers are expected to outperform the industry over the medium term, driven by planned retail expansion and tailwinds from the accelerated formalisation of the trade