Page 328 - Personal Finance

India's gold bar, coin investments touch 55 tonnes, highest since 2015

Demand jumped 20% y/y and was 38% higher than its five-year quarterly average of 40t.

Aadhaar data on sale: A step-by-step guide to locking your biometric data

Aadhaar update: Last week, reports stated that the Aadhaar data of 815 million Indians was on sale on the internet. What can you do to protect your biometric data? Know here

Thailand, Srilanka and more: Countries where Indians can travel visa free

According to the latest Passport Index by Henley and Partners 2023, Indian passport holders can travel to up to 57 countries without a visa.

Tax deadlines to special FDs: 5 important financial dates in November 2023

One of the major requisites for pensioners post their retirement is to provide life certificates to the authorised pension disbursing agencies like Banks, Post offices etc.

56% of properties sold this year in Mumbai are priced above Rs 1 crore

The increase in property prices, combined with a significant 250 basis point rise in the policy repo rate during the last two years, has adversely impacted property registrations below the Rs 1 crore

Is inflation is eating into your earnings? How 50/30/20 rule can help you

According to the 50/30/20 rule, you should allocate your post-tax income into three main categories: 50 per cent for basic needs, 30 per cent for wants, and 20 per cent for savings.

'Mid-cap valuations lofty, large caps offer better reward-risk balance'

However, the recent correction in stock prices may not be the end of the downward trend for mid and small-cap stocks,

How to generate wealth? 50% equity and 50% debt, says Motilal Oswal

The underlying asset classes for the analysis include Indian Equity, US Equity, Long Maturity Debt, Short Maturity Debt and Gold, all in rupee terms.

Prioritise paying off high-cost debt with Diwali bonus you receive

It would also be prudent to channel some of it into replenishing emergency corpus

5 best e-commerce business ideas in India to sell your products

e-Commerce business is not as tough to set up as it looks, there are plenty of e-commerce business ideas to explore in this world. Here are the 5 best e-commerce business ideas in India

Gold prices surge ahead of Diwali: Should you still buy?

Experts expect prices to hit Rs 62.500 per ten grams this Diwali while silver may touch Rs 75,000.

Floating rate savings bond: Is it worth it or should you stick to an FD?

he interest rate of a floating rate bond is linked to a benchmark rate decided at the time of bond issuance. This interest rate is revised quarterly, half-yearly or annually as announced at the time o

SBI, Kolkata Police warn about Aadhaar fraud: How to protect yourself

The latest scam alert came to light after Kolkata Police uncovered cases where fraudsters are stealing data, including thumbprints, from land registries off the West Bengal Government's land records

Luxury home sales see 115% rise in first 9 months of 2023, led by Hyderabad

"MMR, NCR and Hyderabad outperformed the other cities in luxury housing sales in the first nine months of 2023, with these three cities together accounting for approx. 63,390 units sold

Planning festival-season shopping binge? Know how no-cost EMI and BNPL work

Experts advise close examination of no-cost EMI offers to uncover any concealed fees or charges

Start with paper trading in derivatives, test strategy with small amount

Once you begin trading regularly, do appropriate position sizing, set stop losses, and learn hedging strategies

SBI, BoB offering home loans at 8.4%: Full list of existing loan rates

Repo rate pause coupled with new RBI guidelines giving borrowers the ability to switch to fixed-rate home loans at their discretion makes it favorable for buyers consider taking out a loan

Top stock additions and reductions by mutual funds in last three months

Key additions were Hindustan Unilever, Nestle India, Adani Power, Zomato and Tata Consumer Products. Key reductions were ITC, Bharti Airtel, State Bank of India, Maruti Suzuki and Axis Bank

Banks offering up to 9 per cent interest: Top fixed deposit rates right now

Unity Small Finance Bank offers 9.5 per cent interest rate on senior citizens fixed deposit for 1001 days tenure as of October 25, 2023

Buying a car this Diwali? Here are the latest loan rates, processing fees

Some banks are offering additional interest concessions of up to 0.25 per cent for existing housing loan borrowers and corporate salary account holders