Page 328 - Personal Finance

Last date to apply for new Sovereign Gold Bond (SGB) tranche today: Details

The bonds can be bought through agents or receiving officers (ROs), and applications must be submitted to branches during the weeks of subscription

All about profit booking, picking blazers: Top personal finance stories

This week we write about how to plan profit booking and getting the best look in blazers

In charts: FPI flows to push Nifty towards 24200 in 2024, says ICICI Direct

US Rate cuts should induce flows, while domestic flows to rein in volatility. A stable currency will aid sentiments

Rail infra to power: Investment trends likely to play a vital role in 2024

Highlights of investment trends in various economic sectors of India that are predicted to play a vital role in the markets of 2024

Allocate 20-30% to long-duration debt funds, enter with 6 to 8 years period

Even when investing solely for capital gains, stay flexible and extend investment horizon if required

Financial risk, reward, goal: Here's the right way to book profit

Don't try to excessively time the market or exit an investment because others have done so, say experts

You can now tokenise your debit/credit card via mobile and internet banking

RBI has also allowed CoFT through card issuing banks or institutions to provide cardholders with an additional choice to tokenise their cards for multiple merchant sites through a single process.

Premium, terms, returns of various retirement plans explained in table

Policybazaar table lists pension offers of various financial companies

Formal, casual, always classy: Blazers suit all your style needs

It is a myth that the blazer is meant for the office and that it only comes in dark or grey

Higher EPS pension: Revised FAQs on arrears, increased contribution

FAQs clarify that higher pension application will not be rejected even where such permission is not obtained by the employee

Non-linked insurance plan: Surrender or stay? Do the math before deciding

The new norms contained in IRDAI's exposure draft, if implemented, will make surrendering less painful

Insurance: Term plans see 10% surge among self-employed, 41% opt for ULIP

Within the demographic of term insurance buyers, self-employed males dominate with 89 per cent representation, while females constitute a comparatively smaller share, standing at 11 per cent.

Axis Bank users can now enjoy benefits of the American Express Network

On reaching annual spends of Rs.2.5 lakh, the annual fee for the next year is reversed.

Rs 4,000 discount on flights: Cathay partners with Axis Bank for travel rewards

Exclusive discounts, bonus miles, and more await Cathay members

Explained: How H1-B domestic visa renewal will benefit Indian techies

Working professionals would not have to travel back to India for a visa appointment to get their visa renewed. H-1B holders will be able to renew their visas by mailing them to the US state department

Pre-empt disputes between nominee, legal heirs by drafting a will

A nominee's job is only to hold a deceased's asset temporarily until the legal heirs claim it

H-1B holders can renew visas without leaving the US from January 2024

An estimated 75 per cent of the H-1B visa granted in a year are known to go to workers from India, hired by some of the largest US tech giant such as Amazon, Microsoft, Google and Facebook.

1 in 3 Indians grapples with stress, 35% battle diabetes, high BP, hypertension

Gen Z & Millennials have claimed to be suffering trom higher proportion of Anxiety. Lack of Stamina, Obesity etc. are ailments that higher % o Gen Z have claimed to be suffering.

Top 10 global New Year's Eve destinations as per Agoda's AI tech

Agoda used ChatGPT 4.0 to identify the list of travel destinations, and Midjourney AI to generate an image depicting multiple scenic New Years' Eve destinations from around the world.

Potential rate cuts by US Fed in 2024 to drive next rally in gold

Be prepared for volatility in first half; use corrections to build a 10-15 per cent allocation