Page 334 - Personal Finance

Slow climb up: The time it takes the poor to become middle class in India

Religion, region, caste and education determine social mobility in the country

Lower FD rates to 20% TCS: Money changes from 1 October you should know of

From 1 October, all credit card, debit card and prepaid card customers in India will be able to port their networks.

Multi cap or flex fund? Where should you invest and why

Both categories have a blend of large, mid and small caps. They also give a better sector diversification and superior return profile compared to large caps over long run

All about family offices, transcribing apps: Top personal finance stories

Our pick of best stories this week explains why India's rich are flocking to GIFT City and what apps to use for transcribing audio files

Suffering from cardiac ailment? Apply for a customised insurance plan

These plans have limited sum insured, come with a waiting period, and require co-payment

Rising redemptions keep net systematic investment plan inflows under check

As of August-end, the benchmark Nifty50 had logged gains in each of the past five months starting March and has risen almost 14 per cent during the period

Table: Pension plans of various companies, terms and fees explained

Regular Pay, Single Pay and Single Pay Deferred Annuity schemes explained in Policybazaar table

Fund review: HDFC Small Cap fund

Fund review: HDFC Small Cap fund

Planning your festive break? Top 10 affordable destinations under Rs 10k

Cheapest destinations are Hat Yai in Thailand, Yogyakarta in Indonesia, Kuching in Malaysia, Dalat in Vietnam, Goa in India, Baguio in the Philippines, Nagoya in Japan, and Taichung in Taiwan

Mind your language: How transcription tools can help you at work

Apps and services are now more accurate and error free thanks to artificial intelligence technologies

Home financing: Who get the best loan offers, what are the lowest rates?

Credit score determines the customer character and capacity which helps customer to negotiate the commercials with the developer as well as financial institution

Real estate: Buy or rent? Invest or occupy? Here's how you can decide

Having about 30% cash for a down payment indicates financial readiness for homeownership. Having the minimum cash allows you to borrow the rest

Small-cap funds: Existing investors should rebalance, continue SIPs

New investors planning large lump-sum investments should stagger them over 6-12 months

You can now book an FD online in 3 minutes, compare rates on this platform

The online platform enables investors to compare FDs and invest in one within 3 minutes without having to open a savings account.

10 Best business ideas for teens and young entrepreneurs for side income

If you want to get financial independence at an early age you can begin your small business. Here are the 10 best business ideas for teens and young entrepreneurs

Tracking MF returns: HDFC AMC has consistently ranked in top ten in 2023

HDFC Asset Management Company ( AMC) has consistently ranked in the top 10 in fund performance over the last year. The company's mid-cap scheme ranked first in performance across 26 schemes in Augus

Demand for RuPay credit cards pips Visa and Mastercard in tier II cities

The report suggests that demand for Rupay credit cards went up by 37 per cent on quarter in the July-September period across India's 706 small towns and cities.

Travel-based credit cards see 5-fold surge in demand, women take the lead

Axis Bank Vistara credit card, American Express Platinum Travel card, and SBI ELITE card credit have emerged as top-preferred among travellers.

Avoid inheritance hassles for your heirs by appointing a nominee

Avoid inheritance hassles for heirs, appoint a nominee

Nearly 50% of equity investors redeem their MF investments within 2 years

The majority 59 per cent of investors still consider past performance as one of the key benchmarks for investing in mutual funds.