Page 387 - Personal Finance

How to regain control of your finances after festive overspending

Replace high-cost credit card debt with lower-cost loan against an asset

World Thrift Day 2022: 5 simple ways you can adopt to become a better saver

On this World Thrift Day 2022, we speak with experts on ways a salaried person can increase their savings

NRIs can repatriate funds from sale of two houses, say experts

For property bought as resident or inherited, up to $1 mn can be sent each year

Seeking purity and class: The golden rules of buying platinum jewellery

Rarity and durability make the true white metal appealing to people searching for understated class

A snapshot of home loan rates offered by various banks and HFCs

Here is how the home loan rates offered by various banks and housing finance companies stack up

Fund pick: IDFC Bond Fund - Income Plan

Fund pick: IDFC Bond Fund - Income Plan

CBDT extends last date for filing TDS for non-salaried individuals

Form 26Q contains details of the total amount paid and the tax deducted on transactions other than the salary in a quarter

Reduce the behaviour gap with a higher exposure to diversified funds

Avoid trying to time entry and exit from funds; hold for at least one complete cycle

How to check pension status on EPFO portal: Here's a step-by-step guide

Any EPF pensioner can get the PPO number using either the bank account number or PF number

What NRIs on short visits to India must consider before buying property

They should hire a property consultancy or a lawyer to do due diligence on their behalf

Three-five-year gilts are attractive in current times, say experts

For tax-efficient exposure, go for TMFs maturing in 2026-2028

Phones, watches, cameras: Diwali gift shopping is back with a bang

Two years of pandemic gloom appear over as e-commerce websites and malls report people splurging and bring them business

Fund pick: Mirae Asset Large Cap Fund

Fund pick: Mirae Asset Large Cap Fund

Long-term investors should invest in gold through SGBs, say experts

Those who desire liquidity should opt for a gold ETF having low expense ratio and high volume

Going abroad? Declare pre-existing disease even when buying travel policy

Take country, trip duration, and your age into account when deciding on the sum insured

Gifts received from non-relatives of above Rs 50,000 a year are taxable

Gifts from employer become taxable once their value exceeds Rs 5,000; bonus is also taxable

Maximise gain from market fall with value-averaging plan: Experts

The plain-vanilla SIP, however, is simple and doesn't require a lump sum

20% allocation in gold ETF a better investment strategy: Quantum AMC

At a time when there are many risks and uncertainties in the global economy, a 20 per cent allocation to gold ETFs in an investment portfolio during Diwali is ideal, said Quantum AMC

Why this is not the time to take on very long-term fixed deposit investment

For periods longer than 3 years, it is a good idea to explore debt mutual funds that offer indexation benefits and lower the tax outgo

Your best act: How to make a career in theatre

Not just actors, the stage is open to a wide range of talented people. We tell you the skills you need to be a theatre artist and the training institutes that produce the best