Page 387 - Personal Finance

Fund pick: HDFC Small Cap Fund

Fund pick: HDFC Small Cap Fund

Govt keeps interest rates on small savings schemes unchanged for Q2FY23

The interest rate on small savings schemes has not been revised since the first quarter of 2020-21

Avoid sector, thematic funds; stick to diversified equity offerings

Among sector/thematic funds, technology funds are on average down 23.4 per cent year-to-date

Income tax rules: Here are the changes in rules from July 1, 2022

While the late fees for linking PAN-Aadhaar will shoot up, doctors and influencers will have to pay 10% TDS on the benefits they receive from sales promotions

Have Form 16 from two employers? Be careful not to claim tax benefits twice

A mistake in calculating tax liability could lead to a notice from the tax department

Buyer to deduct TDS on peer-to-peer VDA transactions, clarifies CBDT

The TDS provisions on VDA or cryptocurrencies, announced in the 2022-23 Budget, will be effective from July 1

Hitch a ride on a fixed-rate car loan and shield yourself from another hike

But lenders can impose restrictive conditions on prepayment and foreclosure

Missed declaring rental to employer? Claim HRA exemption while filing ITR

Keep rent receipts that serve as proof handy should taxmen come calling

Investors who have a long horizon should wait for crypto prices to recover

Those who don't anything to do with this highly volatile asset class may also throw in the towel

Yoga means business: your asana attire will decide exercise goals

As more people take up the heath and exercise system, a wardrobe to practise yoga is becoming essential

Buying a home wins hands down against renting today. Here's why

Buying a home wins hands down against renting due to Pradhan Mantri Awas Yojana and RERA laws

Market correction is a good opportunity to pick up quality stocks

It is difficult to purchase such stocks during bull runs when their valuations turn exorbitant

A snapshot of personal loan rates offered by various banks with details

Here is how the personal home loan rates offered by various banks stack up

Fund pick: Aditya BSL Medium Term Fund

Fund pick of Aditya BSL Medium Term Fund

No more freebies! Influencers, music bands, doctors liable to 10% TDS

Ensure value of goods doesn't exceed Rs 20,000 to avoid TDS

ITR 2022-23: How to fill your income tax return for this assessment year?

Here is a quick step-by-step guide on how to file your income tax return (ITR) for the assessment year 2022-23

Don't lose the plot while buying land: Hire a lawyer to verify legal title

Plots don't age, offer better RoI than apartments

Onus of deducting TDS primarily rests on crypto exchanges: CBDT FAQ

In case the credit/payment between exchange and the seller is through a broker (and the broker is not seller), there has to be a written agreement that the broker would be deducting the tax

Claim deduction either under Section 80 TTA or 80 TTB, but not both

Exemption under Section 10(15)(i) can be availed in conjunction with 80 TTA or 80 TTB

Don't invest directly in markets if you can't analyse stocks, say experts

Even those who know fundamentals-based investing must subject themselves to periodic reality checks