Page 457 - Personal Finance

Are ready-to-move-in properties best bet for homebuyers amidst slowdown?

On an average it took six-and-a-half years for large-sized projects of more than 500 units to be completed in the country, according to Anarock Property Consultant

How much corpus will you need for higher education? Expert answers

It depend on how much will you be able to accumulate

Don't play with debt portfolio

Any investment can be evaluated on the three primary parameters - risk, return and liquidity. These three parameters are inversely linked

SBI Cards IPO: This one's for high net-worth individuals, but has its risks

Listing gains may be limited, if the issue is subscribed multiple times

Direct plan investors in mutual funds get more heft after Sebi move

Instead of transacting through MF houses, they can buy and sell direct plans from the exchanges

Loan against property: Here's a snapshot of rates offered by various banks

Add a co-applicant to improve your chances of increasing loan amount

Personality-defining sculptures of every size to spruce up your home

You can get anything from very small pieces for your table top to massive, imposing statements of your personality that take up prime space, if your pockets are deep enough

Rupee could come under pressure

High fiscal deficit and poor export performance are two possible triggers

Coronavirus impact: Investors can buy good stocks but in limited quantities

Buy good stocks in small quantities, as there could be more pain

Credit risk funds: A good investment bet if you pick and choose wisely

Credit risk funds, by their nature, aim to earn higher returns for investors by taking credit risk

You're an investment advisor or want to become one? The bar just got raised

Complying with the new norms will take a lot of effort and readjustment by existing advisors

Fund pick: HDFC Mid-Cap Opportunities Fund

Fund pick: HDFC Mid-Cap Opportunities Fund

Realty check: Current rates and unit sizes in the Rs 1.5-2 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Tipping point: Minimising expense ratio in debt funds is crucial

Short-duration funds (regular), for example, have given an average return of 5.79 per cent over the past three years.

Can one challenge the rejection of insurance claim? Expert answers

The first reason could be non-disclosure during the purchase of insurance. Information and disclosures mentioned in the proposal form are critical and material for the issuance of an insurance policy.

Indian investors turn risk-averse in 2019, investments rise in FDs

The post-tax return from most fixed-income instruments marginally beats, or lags behind, the inflation rate

Complain within the time limit

As the builder had given possession and refunded the excess stamp duty in 2015, the limitation period would start then

BS Insurance Round Table 2020: Insurers unnerved by new tax regime

Leaders of the insurance industry bat for 100 per cent FDI in the sector

P2P lending is for risk-takers, market poised to grow at 19% annually

It is a good opportunity for HNIs as returns can be extremely attractive

Rewiring insurance with tech to speed up underwriting and claims process

Most of the insurance providers have mobile apps, meant to provide customers easier access to the insurer