Page 46 - Personal Finance

Car loans at 7.6% this festival season: Banks roll out zero-fee offers

Several public sector lenders extend zero or concessional processing fees till December 2025 to attract car buyers this festive season

Railways to allow people to change travel dates without cancellation fee

Starting January 2026, passengers will be able to reschedule confirmed tickets by paying only the fare difference

75% withdrawal allowed after job loss, full after a year, clarifies EPFO

The clarification comes after EPFO's revised withdrawal norms, announced on Monday, drew criticism on social media

Explained: India's pension system ranked lowest in world, Singapore tops

According to the Global Pension Index 2025, few nations have cracked the code, with the Netherlands, Iceland, and Denmark leading, and India, Philippines, and Thailand among those lagging far behind

Markets down? Stay invested - History shows 23% gains follow every decline

PGIM India's latest study shows that patience and discipline - not timing - drive long-term wealth creation.

India's PE-VC investments hit 3-yr high at $26 bn, exits at 4-yr low though

Equirus Report: India's PE-VC Deal Value Jumps 38%, AUM Crosses Three-Year Peak

Building healthcare corpus: Balance growth and liquidity, avoid lock-ins

Health insurance policies often exclude several expenses. Sometimes claims get rejected. Standoffs between hospitals and insurers sometimes lead to cashless facility not being available

Minor kids earning money? Here's the tax rules parents should know

When a minor earns, tax liability isn't always obvious. Some income hits the child, some lands with the parent. Here's what you need to know.

Jeevan Pramaan 2025: Key dates to submit digital life certificate this year

Pensioners must submit their digital life certificate between Nov 1-30 to ensure a timely pension, with early submission from Oct 1 for those aged 80 and above

'Wealth whispers': Corporate exec explains how Rs 100 SIP changed his life

Patience, discipline and saving for the long term build financial stability, says Rishi Raj Arya

Gold ETFs see ₹8,363 crore inflows in Sept- up 578% as prices cross ₹1 lakh

Net inflows increase by 578.28% at Rs 8363.13 crore in September 2025 ahead of Dhanteras, up from Rs 1232.99 crore last year; Inflows witnessed a CAGR growth of 69.53% over past 5 years

No-GST rule fuels 2.5x jump in term plans,2.2x surge in health cover demand

Tax reform expected to broaden insurance reach in the country, say experts

Silver's super surge: Motilal bets metal will hit ₹2,45,000/ kg by 2026-27

MOFSL suggests that investors can use ETFs for steady exposure, while traders may use MCX futures tactically to take advantage of short-term price movements

Move over mansions: India's ₹10-mn club now want to live in branded homes

India's Super-Rich Drive Branded Housing Surge; Country Ranks 6th Globally

Sarjapur in Bengaluru gets a Godrej touch: ₹1,100-cr realty project soon

Godrej Properties Limited (GPL), one of India's leading real estate developers, has acquired a prime 26-acre land parcel in South Bengaluru, situated near Sarjapur Road

Bull run in silver: Avoid large lump-sum bets after massive rally

In particular, one-time investments in silver ETFs, which are trading at high premiums, must be avoided

Insurance regulator seeks more measures to check fraud, improve security

Insurers must upgrade systems and board-approved processes by April 2026, says Irdai

Changing cities or banks? Here's how your PPF account can move with you

Step-by-step guide to transferring your PPF, who needs it, required documents, KYC and how the new branch completes the move, plus why and when to shift accounts

Revised CGHS rates come into effect: What beneficiaries need to know

Terms for healthcare provided to central government employees and pensioners updated

EPF settlement to take 12 months, pension withdrawal extended to 36 months

Workers changing jobs will now have to wait up to a year before they can withdraw their provident fund fully