Page 460 - Personal Finance

RBI's Savings Bond a good investment option for risk-averse investors

Go for half-yearly payouts if you seek regular income

Govt should consider exempting expatriates from Rs 7.5 lakh limit: Expert

Expatriates invest a high amount to comply with PF regulations. The government should consider exempting them from the Rs 7.5 lakh limit

Start-up employees must pay attention to risk related to stock option plans

Now, they can take the risk of joining without having to pay taxes on Esops immediately

Effective tax rate to rise for life insurance companies with DDT removal

Dividend income holds a significant share in the profit before tax of a life insurance company, of 24-37 per cent in 2018-19, it is estimated

10% TDS only on dividend payment by mutual funds, clarifies CBDT

CBDT clarification removed uncertainty over treatment of capital gains

Budget impact: High share of FDs in investment can hit your wealth creation

Though FD insurance cover has risen 5-fold, younger investors should use those to park short-term funds

Post-Budget, growth option becomes more attractive for MF investors

Unlike MF investors, those betting on direct equities may feel the pinch because dividend payout is not under their control

Planning to take a home loan? Don't choose lender on interest rate alone

Watch out for other charges like foreclosure fee

REITs, strata sales attracting small investor to commercial real estate

Monopolised by large investors earlier, office realty can now be fragmented into smaller parcels of investments, making it easier for the small guy to take exposure

Increase SIPs if markets fall

Though boring, these instruments work well if there is a broad bear market

Budget 2020: Invest to optimise wealth creation, not for tax saving

Many tax-saving financial products will remain relevant even when you do not avail of the tax benefit on them

Fund pick: Axis long term equity fund

Fund pick: Axis long term equity fund

Higher relief for real estate buyers if circle price exceeds sale price

The benefit has been raised from 105 per cent to 110 per cent of sale price

Watch: T N Ninan and A K Bhattacharya dissect FM Sitharaman's Budget 2020

Has Finance Minister Nirmala Sitharaman delivered a fiscally prudent and growth-oriented Budget 2020? Business Standard Chairman T N Ninan and Editorial Director A K Bhattacharya discuss

Explained: How concentrated index makes CPSE ETF risky for investors

Among the positives of the offer, the Nifty CPSE Index's valuations are more reasonable than that of front line indices

Budget 2020 on non-working day, no prospect of fresh exits for MF investors

This could put MF investors in a difficult spot if there is a sharp negative reaction from markets

Irdai pitches for daily premium payment policies to promote micro-insurance

Micro-insurance is specifically intended for the protection of low-income people

SBI's new rules to come into effect from May 1: Key things to know

SBI is the first lender to announce a timeline to switch to an external benchmark

Realty Check: Current rates and unit sizes in the Rs 3-5 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Bank savings account, fixed deposit or debt fund - the better option?

The savings bank rate and the debt fund rate of return are variable and market-driven