Page 462 - Personal Finance

How to get the most out of your fixed deposits as interest rates fall

Choose a higher compounding frequency, and invest across multiple tenures and banks

Master the claim procedure to cope better during emergency in family

With the onset of this pandemic, policyholders should now take the next crucial step of understanding how to go about filing a health insurance claim

16% landlords drop 2 months' rent, 44% didn't raise it in pandemic: Survey

The survey, conducted by property classified 99acres.com which is owned by Info Edge India Ltd, polled 49,600 house owners and brokers who have listed properties for rent or sale

Fund pick: Nippon India Large Cap Fund

Fund pick: Nippon India Large Cap Fund

Contactless cards may come in handy amid Covid-19, but there is risk

However, one has to be cautious, as electronic pickpocketing is catching up

Debt investors feel the pinch after Franklin fiasco highlights risks

Existing investors need to scrutinise portfolios carefully, new ones should take expert help

Insurance grace period may give rise to disputes

All policies expiring during the lockdown should be deemed extended for this period and one week thereafter

Good time to opt for voluntary provident fund to enhance returns

Liquidity is an issue, but it scores on other parameters

Redeemed your MF investment? Here's what you pay to the taxman

A redemption of mutual fund investments gives rise to capital gain or loss, which are taxed as capital gains. A loss, however, can be set-off against other taxable gains from other asset classes

Claiming advance EPF is easy, but withdraw it only if you are in dire need

There is no income-tax on the advance, but withdraw only in dire need

PhonePe launches Super Funds to help users in long-term wealth creation

The Super Fund identifies and invests in top funds across various categories and asset management companies

Essel Large Cap to Quant Mid Cap: Here're funds that beat their benchmarks

The stock market may have turned around, but schemes didn't do remarkably well

Audio books: Reinventing the art of story-telling in the time of lockdown

Audio books score over kindle and e-books as they permit passive listening and allow you to soak in the stories even as you multi-task at home

All eyes on May indicators

The high speed indicators, as the lockdown eases, may offer clues on the strength of the future rebound

Tips to get loans and tide over a cash crisis in these difficult times

You are more likely to get one from a bank with which you already have a relationship

You can claim 100% tax deduction on donation towards PM CARES Fund

The government has provided tax relief and extensions in deadlines for statutory compliances

Rs 15.75 crore coronavirus health insurance claims lodged till date

The officials said about 790 claims have been lodged claiming about Rs 15.75 crore with several non-life insurers.

Fund pick: HDFC Gilt Fund

Fund pick: HDFC Gilt Fund

A snapshot of loan against property offered by various banks with details

Here is how the loan against property offered by banks stack up

Motor, health segments see substantial fall in March for non-life insurers

Motor segment saw a 7 per cent decline in premiums, while health registered an 11 per cent decline in premiums