Page 462 - Personal Finance

Money-saving tips: Here are five ways to lower life insurance premium

It is necessary to have a policy. But it need not be a burden on your budget

How RBI has empowered card customers with an additional layer of security

The option to switch on and off international or online usage gives an additional layer of security

Why retirees should opt for savings scheme, and not aggressive hybrid funds

If you were mis-sold this product with the promise of regular dividend, you should exit it

Nutritious non-dairy options for health freaks and the lactose-intolerant

There is a wide range of nut butters, lactose-free yogurts that are a tad expensive but great for health. Just make sure you understand the ingredients before you buy

Don't put your money in last year's winners while investing in debt funds

The bulk of your portfolio should be in funds that avoid both credit and duration risk

Need emergency money? Get loan at a lower interest rate by pledging shares

Since it is a secured loan, the interest cost is lower

Gold could be a good hedge

If the economy enters a period of stagflation, its returns will outpace other assets

To survive slowdown, small businesses must conserve and maintain cash flow

Conserve cash and maintain a steady cash flow to survive this economic slowdown

Millennials go beyond London, New York for luxury realty shopping

Young HNIs are buying properties in foreign locations like Malta, Madrid, and Budapest

Vodafone RedX and Airtel 999: Are these premium mobile plans for you?

Vodafone's RedX is for the traveller with high entertainment needs, while Airtel's plan is for the more value-conscious customer

Fund pick: Axis Focused 25 Fund

Fund pick: Axis Focused 25 Fund

Realty check: Current rates, unit sizes in Rs 1.5 crore-2 crore price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

R.I.P. interest subvention scheme

The tripartite agreement between the housing finance company (HFC), the developer and the buyer is loaded against the buyer

Realty check: Current rates, unit sizes in Rs 1-1.5 crore price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Realty check: Current rates, unit sizes in Rs 30-50 lakh price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Understand legal nitty-gritty of investing in Indian realty for NRIs

NRIs must ensure that the project they invest in is registered with the state RERA authority and complies with its regulations

Realty Check: Current rates and unit sizes in the Rs 1.5-2 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Tipping Point: Should you allocate more to corporate, govt bond schemes?

If you are tempted to increase your allocation to schemes C and G based on past year's returns, avoid doing so

WIll SBI's loan revive trust?

In SBI's scheme, the buyer pays only the down payment. The developer pays the interest during the construction period

Confused about filing I-T returns? Here's all you need to know about it

An individual is required to file a tax return when his total income exceeds the basic exemption limit of Rs 2.5 lakh, say experts