Page 463 - Personal Finance

Gold rally to continue for some time, book some profit now: Experts

Massive purchases by central banks have been another driver of demand for the yellow metal

Financial firms can now save cost through video KYC; data concerns galore

V-KYC will also prevent confusion and issues later; you will only need to fill in the online form on your lender's website or app to apply for opening an account or for a loan

Only a few proposals get Irdai nod under regulatory sandbox structure

Among the proposals approved, the health insurance segment has got 19 approved proposals.

Defaulted on a loan? Here's how you can deal with the burden of repayment

Don't be afraid to approach the lender for loan restructuring

Silver jewels: No less a style quotient than gold at a fraction of the cost

Affordability is just part of the story. The metal is easy on the skin, comes with classy designs that can't be created in gold and is as just as good a style statement, if not better

Your tax-saving investments must be in sync with your larger financial plan

Keep in mind your asset allocation, risk appetite and investment horizon when selecting your tax-saving plans

Planning to buy used car on loan? Here're interest rates offered by banks

The amount given in a used car loan is lower, usually 70-85 per cent of the cost of the car

Don't lose sight of the long term

There could be disruptions in the near term, but ultimately the economy will bottom out

Mantra to cope with stock market volatility: Understand, plan, then ignore

Investing according to your risk profile will help you stay put when the markets go down, which they inevitably will, says expert

NCDs provide interest income, but look at credit rating before investing

NCDs are debt instruments that can't be converted into equity or stocks. If you are someone who wants to get a piece of this pie, you need to choose the right one for you

Fund pick: Kotak Savings Fund

Fund pick: Kotak Savings Fund

Realty Check: Current rates and unit sizes in the Rs 1-1.5 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Focused funds: Weigh your risk appetite properly before investing

When markets correct, they can take a bigger beating than diversified funds

Want to start building retirement corpus early? Use these expert tips

If you are risk tolerant, adopt an aggressive investment strategy and invest in market-linked funds

Why first-time health insurance buyers should go for Arogya Sanjeevani

As affordability grows, port to a higher-end health cover or buy a top-up plan

Self-employed can also be a consumer

Interpreting the various rulings of the Apex Court, the National Commission concluded that a person engaged in commercial activities on a significant scale to make a profit would not be a consumer

Smart ways to protect capital, ensure decent returns from equity investment

Use these smart strategies to ensure decent returns from equity investing

Income Tax return filing: Compulsory to declare cash deposit over Rs 1 cr

If travelling abroad, keep a copy of bank statement which has details of payments made for buying tickets and hotel expenses

Stay diversified with multi-asset funds, invest with 5-10 years in mind

But investors who want the flexibility to alter their asset allocation may avoid these 3-in-1 funds

India vs SL 1st T20I LIVE scoreboard

India vs SL 1st T20I LIVE scoreboard