Page 492 - Personal Finance

Realty check: Current rates, unit sizes in Rs 50 lakh-1 crore price range

Business Standard brings you a snapshot of average current rates and unit sizes in localities that offer property in the price range of Rs 50 lakh-Rs 1 crore

Buying a life protection plan is necessary, but it should be the right one

Though tax-saving is an essential element of the investments you make during the year, before investing you should consider all the other options available

Life insurers register 6% growth in new premium income in July: Irdai

The largest life insurer LIC recorded a rise of 3.10 per cent in its new premium in July at Rs 15,311.87 crore as against Rs 14,851.77 crore in the same month a year ago

India vs West indies 3rd ODI LIVE scoreboard

India vs West indies 3rd ODI LIVE scoreboard

Buyers beware, you can lose your property if the developer defaults

If the builder has defaulted to a lender and the latter wants to take possession of the property, homebuyers should approach debt recovery tribunal for a stay order

Sebi proposals to make portfolio management transparent, investor friendly

Among the significant recommendations for investors, the working group has proposed to raise the minimum investment amount to Rs 50 lakh from the existing Rs 25 lakh

Most value funds are performing badly: Is it time to dump them?

One reason why most categories of active funds, and not just value funds, have fared poorly has been the concentrated nature of market performance

Planning to take a personal loan? Strike a balance between EMI and tenure

Avoid personal loans. But if taken out of necessity, get rid of them quickly

Taking a bite of happiness: Is chocolate the new mithai in India?

From self-indulgence to a suitable gift for both formal and casual get-togethers, chocolates are the new mithai people are craving for. No wonder they are trending hot in the gifting circuit

Hedge with gold or currency

But whatever you do, be prepared to hold on to your positions and keep your nerve

India's EV dream: Does buying an electric car today really make sense?

The running cost of electric vehicles is lower, but there is a high upfront capital investment. Lack of charging infrastructure is another impediment

Ind vs WI, 2nd ODI Live scoreboard

Ind vs WI, 2nd ODI Live scoreboard

Fund pick: IDFC Bond Short Term

Fund pick: IDFC Bond Short Term

Smart public-speaking programmes to bring out the orator in your child

Several such Indian and global programmes, aimed at school and college students, have actually helped them prepare for higher education and chart their career path

Annuity plans take care of longevity risk, but their rate of return is low

The key attraction of an annuity is the promise of a fixed and regular income after retirement

India vs West Indies, 1st ODI LIVE scoreboard

India vs West Indies, 1st ODI LIVE scoreboard

Why you should avoid long-duration funds despite good one-year returns

Over the past one year, long-duration and gilt funds have given high double-digit returns. Nonetheless, experts do not suggest investing in these categories

Reader's corner: General Insurance

One can purchase a fresh policy with comprehensive coverage wherein own damage risk of the vehicle will also be covered along with third-party (TP) liability cover

Tipping point: Is this a good time to enter the dynamic bond funds?

The key risk is that the fund manager may not always take the right calls

Property can only be insured locally

The National Commission noted that claim was for loss of goods as well as for loss of profits. The local policy covered claim for loss of goods only, while the global policy covered loss of profits