Page 513 - Personal Finance
When selling a car, you must ensure transfer of ownership in govt records
If it hasn't changed in RTO's records, the original owner will be held liable in case of an accident
 "When selling a car, you must ensure transfer of ownership in govt records")
Reader's corner: Does price-to-earnings ratio matter in an equity MF?
The P/E ratio of mutual funds can differ based on the investment styles of fund managers
 "Reader's corner: Does price-to-earnings ratio matter in an equity MF?")
Instant loans could hit your borrowing capacity for a bigger loan
Instant money could come in the form of personal loans, bridge loans, loan against a credit card, or maybe a 'payday loan' where repayment is made when your next salary is credited
 "Instant loans could hit your borrowing capacity for a bigger loan")
Consumer forum isn't for debt recovery cases
The National Commission held that a consumer forum is not the right authority for Debt Recovery Tribunal cases, and dismissed the petition
India vs New Zealand 1st ODI LIVE: Scorecard
India vs New Zealand 1st ODI LIVE: Scorecard
Now, pet owners can buy health insurance policies for dogs and cats
The premium costs 4-22% of the sum insured, and covers cats and dogs
 "Now, pet owners can buy health insurance policies for dogs and cats")
New Sebi norms limit risk in passive funds, but higher costs anticipated
The purpose of the new rules is to ensure that passive funds remain adequately diversified
 "New Sebi norms limit risk in passive funds, but higher costs anticipated")
Why women must get proper insurance cover, even if they are not employed
In life insurance, ensure flexibility so that coverage can be reduced when circumstances require doing so
 "Why women must get proper insurance cover, even if they are not employed")
Investors should cap their FD exposure in small finance banks to 25%
Many banks offer between 0.5% and 0.75% higher interest to senior citizens
 "Investors should cap their FD exposure in small finance banks to 25%")
Investing in realty? Why plots work better than under-construction today
Apart from lower transaction cost and quicker possession, there are other compelling reasons for parking your money here; beware of the pitfalls, though
 "Investing in realty? Why plots work better than under-construction today")
Remembering John Bogle's legacy
He created wealth for more people than any other individual in history
 "Remembering John Bogle's legacy")
NRIs should obtain TDS certificate in advance for lower deduction at source
It will lower the tax deducted at source and they won't have to wait a long time for refunds
 "NRIs should obtain TDS certificate in advance for lower deduction at source")
India vs Australia 3rd ODI LIVE scoreboard
India vs Australia 3rd ODI scoreboard
How you can sell multiple long-term assets and also claim tax deductions
Even if you sell long-term assets in different financial years and invest in one residence, Section 54F benefit will still apply
 "How you can sell multiple long-term assets and also claim tax deductions")
Fund pick: Franklin India Short Term Income
Fund pick: Franklin India Short Term Income
 "Fund pick: Franklin India Short Term Income")
Forcible repossession of vehicle is illegal
A financier cannot take forcible action to repossess a vehicle. It has to adopt a juridical remedy and cannot take the law in its hands
Realty check: Current rates and unit sizes in Rs 50 lakh-1 cr price range
If you are looking at buying real estate, an idea about prevailing rates would come in handy
 "Realty check: Current rates and unit sizes in Rs 50 lakh-1 cr price range")
Reader's Corner: How do I calculate my family's life insurance needs?
The primary objective of a life insurance plan is to protect you and your family's life, dreams and goals
 "Reader's Corner: How do I calculate my family's life insurance needs?")
Don't invest more than 80C limit in equity-linked savings schemes
Since the scheme has a lock-in period of three years, any additional investment in equities should be done through open-end funds
 "Don't invest more than 80C limit in equity-linked savings schemes")
Tipping Point: Should you mimic the stock picks of fund managers?
Fund managers sometimes buy index stocks to ensure returns at par with the benchmark
 "Tipping Point: Should you mimic the stock picks of fund managers?")