Page 524 - Personal Finance

Actively managed funds underperformed indices in year to June 2018: Report

This is not surprising, given that the markets turned from being strongly bullish in 2017 to completely bearish in 2018

Want to hike SIP amount? You can do so with top-up at pre-defined intervals

Investors need to choose the option at the time of enrollment

Do nothing - just pay fees

It's better to sit out when markets turn volatile rather than rush to withdraw your investments

Why cashbacks are a better option than reward points in credit card space

Unused reward points come with the risk of getting lapsed if you don't redeem them

Despite softening of 10-year G-secs, time not ripe for taking duration bets

Heres why investors should remain predominantly in shorter-maturity funds

Planning for a car loan? Here're handy tips to get best deal from banks

This is how the car loans offered by various banks stack up

Vital to maintain GST numbers

However, the October passenger vehicle numbers are not reassuring

Romantic dinner or frayed nerves? There's a scented candle for every reason

Luxury candles that come in a wide array of fragrances are fast catching the fancy of high net worth individuals

How uniform PMS reporting standards will make fund selection easier

In the absence of easy availability of PMS data, investors have to depend on advisors

Trouble renewing your car insurance? You can save money by going digital

Since policies sold by car dealers are expensive, you can cut your cost considerably by renewing your cover online

No need to pay customs duty on imported gifts valued below Rs 5,000

For occasional gifting, the sender can split the package to ensure the parcel is below the duty-free value

Fund pick: Reliance Large Cap

Fund pick: Reliance Large Cap

Mumbai: Apt for the rich looking to diversify their realty portfolio

As a residential hub, BKC has truly world-class social amenities in and around the area

Readers' Corner: Tax

Capital gain accounts are of two types

Tipping point: Why is it important to choose a fund that declines less?

The difference between the best and worst performing fund in each category is 15-30 percentage points, or even more

Don't go by credit rating alone, consider default analysis, performances

Look up performance parameters: Investors should look up a metric called credit default analysis, available on rating agencies' websites, to compare performance vis-a-vis their peers

Most buyers are unaware of basic Rera rules: Consumer organisation survey

It's been a year and a half since the Centre asked all the states to implement Rera

Railways liable for theft in train

The National Commission castigated the Railways in delaying the payment needlessly

IRDAI draft proposal to suit customer needs, provide more benefits

Proposals in IRDAI's draft product guidelines like similar minimum death benefit across all ages and extending the revival period to five years are positives

Amazon Pay, ICICI launch new credit card as US firm eyes fintech expansion

Amazon Pay also plans to offer a host of other fintech services, including mutual funds, in due course