Page 524 - Personal Finance

New Sebi norms limit risk in passive funds, but higher costs anticipated

The purpose of the new rules is to ensure that passive funds remain adequately diversified

Why women must get proper insurance cover, even if they are not employed

In life insurance, ensure flexibility so that coverage can be reduced when circumstances require doing so

Investors should cap their FD exposure in small finance banks to 25%

Many banks offer between 0.5% and 0.75% higher interest to senior citizens

Investing in realty? Why plots work better than under-construction today

Apart from lower transaction cost and quicker possession, there are other compelling reasons for parking your money here; beware of the pitfalls, though

Remembering John Bogle's legacy

He created wealth for more people than any other individual in history

NRIs should obtain TDS certificate in advance for lower deduction at source

It will lower the tax deducted at source and they won't have to wait a long time for refunds

India vs Australia 3rd ODI LIVE scoreboard

India vs Australia 3rd ODI scoreboard

How you can sell multiple long-term assets and also claim tax deductions

Even if you sell long-term assets in different financial years and invest in one residence, Section 54F benefit will still apply

Fund pick: Franklin India Short Term Income

Fund pick: Franklin India Short Term Income

Forcible repossession of vehicle is illegal

A financier cannot take forcible action to repossess a vehicle. It has to adopt a juridical remedy and cannot take the law in its hands

Realty check: Current rates and unit sizes in Rs 50 lakh-1 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Reader's Corner: How do I calculate my family's life insurance needs?

The primary objective of a life insurance plan is to protect you and your family's life, dreams and goals

Don't invest more than 80C limit­­ in equity-linked savings schemes

Since the scheme has a lock-in period of three years, any additional investment in equities should be done through open-end funds

Tipping Point: Should you mimic the stock picks of fund managers?

Fund managers sometimes buy index stocks to ensure returns at par with the benchmark

Want to financially safeguard your kids and parents? Here's the plan

Couples having to take care of both kids and parents should buy adequate insurance and begin investing for long-term goals at earliest

CII for doubling I-T exemption to Rs 5 lakh, hiking 80C deduction limit

The CII also suggested that corporate tax rate should be reduced to 25 per cent, irrespective of turnover

Discount or not, go for sovereign gold bonds if you can wait till maturity

Avoid taking tactical exposure or looking for arbitrage opportunities in the listed bonds

Tokenisation to make your credit, debit card transactions a lot safer

Tokenisation feature will protect card data in transit, but not before and after

When to say no to cash: A checklist for managing your daily transactions

The rules for cash transactions are stringent. Ensure that you stay within specified limits

Planning to take a car loan? Here're the rates and charges offered by banks

Increasing the loan tenure reduces EMI burden but enhances interest outgo