Page 542 - Personal Finance

Tipping Point: Large-cap funds beating mid- and small-caps after a long gap

The bull run in any asset class does not last forever, so investors need to be well diversified

Here's how an informed investor can spot Ponzi scheme and avoid it

The new Bill will soon allow authorities to take action against any unregulated entity collecting deposits

Redeeming investments partially is more tax-efficient than dividend option

Systematic withdrawal is more tax efficient not only for equity investments but also in the case of debt funds. The latter attracts a 28.33 per cent (including cess and surcharge) DDT.

Bet on hybrid funds to contain portfolio volatility, suggest market experts

Inexperienced investors, in particular, should take refuge in the balanced advantage category, which invest in a mix of equity, debt and arbitrage opportunities

Unemployed for over a month? Withdraw 75% of your PF, says Labour Ministry

The requirement of the two-month waiting period will not apply in cases of female members resigning from services of the establishment for purpose of getting married

Lodha Developers' net profit rises 32% to Rs 7.9 bn due to high sales

Lodha Developers' total income was higher than that of DLF, which posted Rs 76.64 billion income during the previous fiscal

Earned capital gains? Expert views on 5 things to keep in mind

One needs to know that when a loss is made from the sale of a capital asset, such a loss can be set off only against an income from capital gains

Is pharma sector worth the bet?

Historically, it has been a huge outperformer over two decades

Tax-filing websites are low cost, convenient; prices vary with complexity

While they verify information, the onus is on you to ensure that the details are correct

EPFO data: New member enrolment in May highest in last 8 months at 743,608

According to the latest data released on Friday the new members enrolment in May is the highest so far in last eight month

A snapshot of FD rates offered by small finance banks and others

While these banks are safe, diversify your fixed deposits among large banks, small finance banks and highly rated corporates

Transferring home loan balance can be tricky: All you need to know

It's not just interest rate difference that matters. There are other sundry costs, and the timing is important

Planning to buy a property? Act now before prices begin to inch upward

In a realty market that is in a consolidation phase, buyers still hold a lot of bargaining power

CEA Arvind Subramanian's BS lecture: If This Were the First Finance Commission

Chief Economic Advisor Arvind Subramanian's presentation from the Business Standard lecture, 'If This Were The First Finance Commission'

Small- and mid-cap meltdown: Difficult times call for a review of strategy

HNI investors experiencing pain in mid- and small-cap oriented PMS and AIF schemes need to review their funds, portfolios, and investment strategies

'Small, close to office' is the new mantra for the home-buying millenial

However, buyers need to check public transport facilities and connectivity to major areas

Those seeking guaranteed returns should opt for traditional plans

In a non-participating plan, the benefits are clearly guaranteed at the outset

Fund pick: UTI Dynamic Bond

Business Standard looks at the fund and its features

Don't invest only for free insurance, opt for a fund based on performance

Consider life cover an additional incentive

Buy add-on engine protection covers to safeguard your car during monsoon

Engine protection cover is a must for those who drive through low-lying areas that tend to get waterlogged during the rains