Page 96 - Personal Finance

India set to become world's 4th largest office mkt, nearing 1 billion sq ft

India's commercial real estate sector races toward a historic landmark, with Bengaluru, NCR, and Mumbai driving nearly 60% of growth. Office market now valued at ₹16 trillion.

Active vs passive funds: Choose passive for core, active for satellite

Active funds can outperform, but also carry the risk of underperformance

Reddit post on layoff during pregnancy: Know your rights and legal remedies

A viral Reddit post on job loss during pregnancy sparks debate in India. Experts explain what Indian law says about your maternity pay, protections, and the steps you can take if this happens to you.

Facing issues with your home loan? Here's how NHB's GRIDS portal can help

Borrowers can now raise complaints online against housing finance companies through a dedicated platform run by the regulator

India's MF Industry explodes 7X in 10 Years-What investors are buying now

Equity drew ₹133k Cr in inflows, Debt witnessed better inflows around ₹239k Cr in the quarter gone by

FASTag annual pass from August 15: Save up to Rs 20,000 on highway tolls

New policy to benefit frequent private car users, with savings of up to Rs 20,000 for those making 200 trips at an average toll of Rs 100 per trip

New UPI rules explained: Here's what they mean for your daily transactions

New UPI rules aim to improve speed and stability of UPI transactions during peak hours

Looking to park surplus cash? SBI MF's liquid NFO is for low-risk investors

The objective of this index is to measure the returns generated by market participants lending in the overnight market with government securities as underlying collateral.

Smart money leaving India? What foreign fund flows mean for your investment

Foreign money is still flowing into Indian equities, but the nature of that money has changed. For now, global investors seem to be playing it safe

Paying only minimum due on your credit card? You could be in a debt trap

A credit card debt trap occurs when you are paying only the minimum due, or Using one card to pay off another. To avoid this, spend no more than 30 per cent of the card limit each month

Lender loses property documents: Apply to sub-registrar for title copies

Before you can do so, the bank must issue a non-traceable certificate, file an FIR, and publish a public notice in newspapers on your behalf

Planning a credit card loan? It could cost you 40-50% more in interest

Credit card loans offer quick cash but can quietly drain your finances. Here's a simple breakdown of how they work, what they cost, and when using them might backfire.

Waiting for your IT refund? Here's a step-by-step guide for you

Track your ITR refund online with ease, know where to check, what each status means, and what to do if there's a delay

Thinking of withdrawing EPF? You don't have to submit documents for claims

If your KYC is complete and information matches EPFO records, you can skip paperwork

ED busts ₹11.5 Cr scam: Indians pose as Bank of America to trick US woman

The accused contacted U.S.-based Merle Lee Korejwo and illegally accessed her computer posing as bank officials.

Bank holidays in August: Check these dates before planning a branch visit

Online banking services will be available as usual on these days

UPI limits to KYC verification: Key changes in finance rules from Aug 1

SBI Card discontinues complimentary air accident insurance for some of its products and PNB requests customers to complete identity verification

Rental rates surge 30% in India, Rs 10,000-20,000 homes top demand in 2025

If you're a tenant, expect higher rents in metros, particularly for compact homes. If you're an investor, cities like Ahmedabad, Navi Mumbai, and Hyderabad offer solid rental yields.

Gautam Adani ranks 3rd in India's realty rich list despite 7% wealth dip

Adani, who is among the wealthiest Indians with projects like Dharavi and Motilal Nagar redevelopments in the financial capital, is set to be the wealthiest realty sector individual in 5 yrs

DLF, Godrej, Prestige lead: Biggest realtors in India ranked by area built

The 2025 GROHE-Hurun India Real Estate 150 ranks the country's top real estate developers by total square footage built. At the top is DLF with a staggering 349 million sq. ft.,