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If you have dependants who rely on your income, it is a good idea to buy a term insurance plan. While it is not strictly a returns-based investment, a term insurance is a sound strategy for family members in the case of an unfortunate incident. Ideally, one should buy a term plan with a sum assured equivalent to at least 10-15 times of income, and have a long investment plan. Here is a curation from Policybazaar on the best term insurance premiums available currently.

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