If you have dependants who rely on your income, consider purchasing a term plan to ensure their economic well-being. While it is not strictly a returns-based investment, it is a great help for dependants in the event of the policyholder's passing. Ideally, one should buy a term plan with a sum assured equivalent to at least 10-15 times of income. Here is a curation from Policybazaar on the best term insurance premiums available currently.

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