Page 45 - Opinion
Credit on UPI can transform financial access for underserved borrowers
The experience of UPI offers valuable lessons on how Clou can evolve into a truly inclusive credit system
 "Credit on UPI can transform financial access for underserved borrowers")
US' unilateral moves have rendered global multilateralism toothless
As the US sidelines institutions like the IMF, UN, and WTO, the post-War global order faces its most serious crisis yet
 "US' unilateral moves have rendered global multilateralism toothless")
When states compete on policy depth and delivery excellence, India wins
In those early years, our government embarked on several landmark projects to get AP on the growth path
 "When states compete on policy depth and delivery excellence, India wins")
Best of BS Opinion: India's crusader spirit and the swords that betray it
Here are the best of Business Standard's opinion pieces for today
 "Best of BS Opinion: India's crusader spirit and the swords that betray it")
The small picture: Tracing the subtle trends behind India's capex growth
Remember that the government had for the first time in the last five years projected a single-digit growth in capex in 2025-26 to just 6.5 per cent
 "The small picture: Tracing the subtle trends behind India's capex growth")
The macro view on micro dramas: Shorter, faster, and more addictive
From two- to-three-hour films to one- to two-minute micro-dramas, online content consumption is getting shorter, faster, and arguably more mindless
 "The macro view on micro dramas: Shorter, faster, and more addictive")
Listen to NITI Aayog: Boost trade competitiveness to strengthen economy
It is important for India to focus on expanding exports. External demand can be an important source of sustaining high growth, as demonstrated by several Asian countries in recent decades
 "Listen to NITI Aayog: Boost trade competitiveness to strengthen economy")
Cracking pollution: Green fireworks are not India's long-term solution
Burning crackers during the paroxysms of celebrations that erupt during Diwali and continue after the festival add significantly to the pungent particulate matter in the air
 "Cracking pollution: Green fireworks are not India's long-term solution")
Best of BS Opinion: India's ambitions and the cape it keeps tripping on
Here are the best of Business Standard's opinion pieces for today
 "Best of BS Opinion: India's ambitions and the cape it keeps tripping on")
Unhealthy practices: Regulatory vigilance on pharma needs a relook
Deaths from ingesting contaminated cough syrups in India have occurred with distressing frequency for decades
 "Unhealthy practices: Regulatory vigilance on pharma needs a relook")
Pulses push: New govt mission should help reduce import dependence
Past experience in India shows that production, higher minimum support prices, and procurement alone cannot solve the problem
 "Pulses push: New govt mission should help reduce import dependence")
Bengaluru at a crossroads as urban decay threatens its IT-driven growth
This sub-optimal delivery of urban services stems from a combination of governance, planning, and funding issues that Bengaluru is grappling with
 "Bengaluru at a crossroads as urban decay threatens its IT-driven growth")
Why India needs more engineers in power, not just in classrooms
As India struggles to build its manufacturing sector and quality physical infra, we could consider what leadership role engineers should play in politics and the administration, writes T N Ninan
India's trade hurdle: Bureaucrats unchecked, entrepreneurs unheard
The entrepreneur filed her shipping bill for export of certain goods she had been exporting for years
 "India's trade hurdle: Bureaucrats unchecked, entrepreneurs unheard")
Beyond a bank's balance sheet: Customer service takes centre stage
Rankings based on redressal of customer complaints are finally making banks and insurance companies realise the importance of customers service
 "Beyond a bank's balance sheet: Customer service takes centre stage")
Private capex remains tepid for lack of wage growth that could boost demand
Overall, government capex averaged 4.1 per cent of gross domestic product (GDP) over FY22-25, up from 2.8 per cent in the pre-pandemic days
 "Private capex remains tepid for lack of wage growth that could boost demand")
Will artificial intelligence become a Damocles sword over humanity's head?
The big question today in every corner of the world, including India, is this: Will the new technology wave AI create similar violent protest movements and what kind of resolution will be reached?
 "Will artificial intelligence become a Damocles sword over humanity's head?")
Quarterly or bi-annual: Will reducing financial reporting frequency help?
Moving to a biannual reporting cycle will inevitably increase information asymmetry between management and shareholders, potentially leading to greater volatility in financial markets
 "Quarterly or bi-annual: Will reducing financial reporting frequency help?")
Rising and shining: Global uncertainty is pushing precious metal prices
One factor driving prices is currency-market volatility. A weaker USD, in particular, is often the trigger for bull runs - international prices of both metals are USD-denominated
 "Rising and shining: Global uncertainty is pushing precious metal prices")
AI framework charts next chapter for Indian banking, drives innovation
The framework emphasises robust governance, clear accountability for AI, drafting of policy, risk management, and ethical guardrails
 "AI framework charts next chapter for Indian banking, drives innovation")