Personal Finance

List goals, set timelines: How to choose investment products with clarity

Don't put your savings in one place and instead, divide them across different buckets

Fixed deposit to mutual fund: Calculate your post-tax return investments

Judging investments only by their returns and ignoring taxes can lead to poor financial decisions

Could your income tax return face complete scrutiny under CBDT's new rules?

The CBDT has identified six categories of taxpayers for mandatory complete scrutiny in FY27. Understanding the triggers can help taxpayers stay prepared

Filed your ITR? Tax dept highlights 6 categories that could face scrutiny

ITR scrutiny: From surveys to tax evasion inputs, these returns may be picked for closer review

Market sentiment: How to shield retirement savings from emotional decisions

Review your portfolio once every three to six months but checking it daily can lead to stress and poor decisions

Coverage to exclusion: 8 terms to check in a policy before buying insurance

Some other things that matter include waiting period, deductibles and claim conditions

How to choose between growth and stability in your retirement investments

Your portfolio should change over time and not be something you set once and forget

Loans, bills, groceries: How to make a household budget & follow it

You do not have to track every transaction: A too-detailed budget becomes harder to follow consistently

Don't panic and know how to handle notices, demands from income tax dept

Notices are likely to be routine and arise due to mismatches, missing details or system-generated checks

Security & growth: How to choose investments for your financial goals

Every investment comes with a trade-off: Pick ones that matter for your situation

Build a year-round record system, make tax-filing season stressless

Documents need continuous review and updating at least every quarter to ensure they are handy at the time of filing returns

Exemptions to investments: How salaried individuals should plan taxes

Salaried individuals can plan for financial stability by choosing the right investment option that comes with tax benefits

Salary, property, stocks: How to manage taxes on multiple income sources

If you have multiple income sources, calculate the gross to find out the amount you need to pay as tax

Key tax terms every investor should know: TDS, advance tax, residency

Learn how TDS, advance tax and residency status impact your returns and keep your portfolio tax-compliant

Income tax return filing: How to avoid errors, notices and refund delays

Make sure to match Form 16 with AIS and Form 26AS, choose the correct ITR form, and compare tax regimes before filing

From restaurants to residences: The rise of private chefs at private dos

Affluent households are increasingly replacing restaurant outings with personalised chef-led dining experiences at home, fuelling demand for bespoke menus, convenience and exclusivity

What are the best interest rates senior citizens can get on fixed deposits?

Senior citizens get a higher rate of interest on fixed deposits across public, private, and foreign banks, as well as small finance banks

Planning to use algo trading? Key checks retail investors must make

Check back-test and live-trading data, drawdowns, and net-of-cost returns before you adopt an algo

Fund review: Aditya BSL Focused Fund

Fund review: Aditya BSL Focused Fund

Plastic notes in India from June 30? Here's what govt says on viral claim

Central bank is studying polymer notes but social media posts saying that paper currency notes will be withdrawn soon are false, it says