Page 13 - Banking System

Flush with liquidity, RBI is quietly buying bonds from the open market

Till November 22, the central bank bought Rs 4,300 crore of bonds

All you wanted to know about banking frauds

Bankers feel inhibited talking about frauds for fear of loss of reputation. Large frauds usually come to light after 54 months

Best of BS Opinion: India & India Inc's search of growth amid fiscal woes

From Kulbhushan Jadhav's reprieve to bank nationalisation, here are the best of Business Standard Opinions for the day

Banks must act now or risk becoming a 'footnote', cautions McKinsey

Banks allocate just 35% of their information-technology budgets to innovation, while fintechs spend more than 70%, McKinsey said

Indian banking, securities sectors' IT spend to grow 9% in 2020: Gartner

The assessment of the research and advisory firm is that the increasing investments are not only to create new product offerings but also to respond to evolving customer demands

'Triple whammy': India's property slump exposes banks to fresh crisis

Slump in property market is leaving builders struggling to repay loans to shadow lenders - housing finance firms outside the regular banking sector that account for over half of loans to developers

Small finance banks lag in opening Jan Dhan Yojana accounts in Odisha

This is despite their strong branch network and plans to expand retail banking operations; PSB lead race, accounting for 70% of such accounts opened in the state

Can a land bank be the solution to India's huge shadow bank crisis?

India's banks are rapidly losing faith in the shadow financiers that lend to property builders

50 years of socialism

The real reason that the banks had to go was political: the nature of Indira Gandhi's rivals in the Congress

Statsguru: Banking system needs more funds to maintain a minimum CRAR of 9%

For the system as a whole, CRAR would come down from 14% in March 2019 to 12.9% in March 2020 under the baseline scenario

Banking system liquidity in surplus mode but call rates are on the rise

The spike in borrowing could be explained by the possibility of liquidity turning tight ahead of advance tax outflow, which has started

From bad to worse

The NPA crisis needs market-based solutions

Crisis of confidence in banking provides an opportunity to unleash reforms

The government's response to the issue of bad loans has been to bail out the errant banks with taxpayer's money

Banking's toxic culture

Bankers pay a small price for their misdeeds, no matter how large the cost to their banks or to the economy at large