Page 31 - Personal Finance

Trump win impact: Will H-1B workers, STEM grads get green cards faster?

Since Trump's recent election win, experts have debated his approach to immigration

Credit card rewards, benefits cut: What options do customers have?

RBI has established guidelines for banks issuing credit cards, to protect customers when terms change

Canada ends fast-track visa scheme: What Indian students must do now

India holds the top spot for international students in Canada, with an estimated 4,27,000 Indian students currently enrolled in Canadian institutions

Improve score, opt for secured credit card to tackle squeeze in issuances

If you are finding it hard to get a personal loan, try to get a collateral-based one

With benchmarks becoming harder to beat, avoid very high-cost funds

Portfolio construction begins with asset allocation, which depends on risk appetite and investment horizon

HDFC Bank hikes lending rates by up to 5 bps: What this means for borrowers

The rate adjustment raises the overnight and one-month tenures by 5 basis points each, with a similar 5 bps increase for the three-year tenure

Axis MF announces new Target Maturity Fund , says offer has moderate risk

Fund plans to invest 95-100% of its assets in fixed-income instruments that mirror the CRISIL-IBX AAA Financial Services - Sep 2027 Index

FD rates for senior citizens in November: 13 banks offer 8.5%+ interest

Private and small finance banks in India are currently offering FDs with rates over 8.5% for specific tenures

Canada ends automatic 10-year tourist visas, tightens rules for entry

The visa policy update is part of Canada's broader approach to balancing immigration and public concerns

Digital Life Certificate Campaign 3.0:How to get Jeevan Pramaan via face ID

Pensioners who are unable to access the digital platform can choose the traditional way to submit their documents

YES Bank, ICICI update credit card rewards: More spending, fewer benefits

From December 1, YES Bank will cap YES Rewardz points on flights and hotel bookings. ICICI Bank will raise lounge access spend requirements from November 15

BS BFSI Summit: SBI's Nitin Chugh backs 'happy friction' to reduce fraud

SBI's Nitin Chugh introduces the concept of 'happy friction' - a system of checks and balances to protect vulnerable accounts and reduce cybercrime

Tough loan market, rise of momentum investing: Top personal finance stories

This week we write about how to get a loan as availability norms harden and how to select momentum index funds

Multi-asset funds: Align fund's equity strategy with your risk appetite

Investors often latch on to an asset class after it has moved up considerably. Even if they are not reactive in their portfolio allocation, it is not an easy strategy to implement

Air pollution driving up health costs? Choose comprehensive insurance now

Currently, health insurance in India does not feature policies exclusively focused on pollution-related health issues

Choice of momentum factor index should depend on performance in downturns

An index with less volatility during downturns can help you remain invested

Term insurance policies of various companies collected in single table

What companies offer to subscribers living in a metro city and do not smoke

UK's Graduate Route visa to stay unchanged; relief for Indian students

Everyone recognises that Indian students are phenomenal. Indian alumni are leading globally, including at the World Bank and beyond," says UK's Lord Karan Bilimoria

US Diversity Visa 2026: Last chance to apply as deadline closes today

The DV Program, administered by the US State Department, provides 55,000 immigrant visas annually

100,000 visas for free! How foreign tourists can get them under Chalo India

India has been working to recover tourism numbers that dropped sharply during the pandemic