Page 32 - Personal Finance

YES Bank offers up to 8.25% interest rate on fixed deposits below Rs 3 cr

The highest interest rate of 7.75% and 8.25% is for a tenure of 18 months

Multi-year health insurance can save you from rising premiums: Explained

Multi-year health policies have now expanded to offer coverage up to five years, giving policyholders a longer period of stability

South Africa launches scheme for faster visa processing for Indian tourists

South Africa is setting its sights on increasing the number of Indian visitors from 16,000 to 100,000 by the end of the year

What is the right time to exit an investment?

If you discover a stock with stronger fundamentals than the one you currently own, it may be a good moment to sell your current stock

Why NRIs in UAE, US, and Saudi choose health insurance in India: Explained

The surge in demand across term, health, and investment products has driven a 50% rise in NRI customers between 2023 and 2024, according to PolicyBazaar

Indian students turn to US, New Zealand amid visa woes in Canada, UK, Aus

An Indian student considering the US explained, "The opportunities for post-study work and stability make the US attractive"

9 million students to study abroad by 2030; India, China's lead to continue

Should India outpace China by 2030, it would likely be due to more attractive opportunities abroad for Indian students

Is it possible to invest in stocks using a credit card?

Using borrowed funds, like cash withdrawal from credit cards or personal loans, to invest can lead to severe financial consequences due to high-interest rates and market volatility

Thailand extends visa-free entry for Indian travellers indefinitely

Visa-free travel allows tourists to enter a country without the need for a visa prior to or upon arrival

FD rates in November 2024: Highest interest from private and public banks

For one-year fixed deposits, Bandhan Bank and IndusInd Bank lead with rates of 8% and 7.75%, respectively

Train tickets, credit cards, & more: 5 key financial changes in November

From money transfers to train bookings, and credit card rewards, updates from RBI, Indian Railways, ICICI Bank, and Trai have taken effect in November. Here's how it may affect your wallet

Buying a cardiac plan? Check waiting periods and co-payment requirements

Customers should also watch out for sub-limits on room rent and specific treatments

Truth be told: Breaking the silence on death and money in Indian families

For Rekha, the absence of siblings and a strong bond with her parents simplified matters. Not all families are comfortable having such conversations

Unnerved by volatility? Trim mid, small and sector fund exposure

Foreign institutional investor outflows from India in October exceeded Rs 1 lakh crore, a level not seen even during Covid.

Why Canada's food bank stopped giving free food to 1st-yr foreign students

The decision is said to have been implemented amid rising food prices and surge in unemployment in the country, due to which food banks are under immense pressure

Australia sees 38% drop in student visas in 2024: What's happening?

Filipino, Colombian, and Indian students were among those most affected

Buying cardiac insurance, planning wedding: Top personal finance stories

This week we report about the fine print in specialised insurance for heart conditions and how to organise a lavish wedding

Company fixed deposit rates' terms, tenure explained in one table

Comprehensive insights into ratings and returns offered by various players over different horizons

Pharma and health care funds: Defensive bets amid growing volatility

Altogether, 26 funds focused on pharma and healthcare collectively manage Rs 30,306 crore. Some of them offer exposure to global pharma stocks

GST returns to become time-barred: No filing after 3 years

The taxpayers shall compile or reconcile requisite information to prepare the GST returns and file the returns within three years from the respective return due date